Credit Card Choices
We offer low-interest credit cards tailored to your life situation.
Visa® Rewards Plus
Apply now for our uncompromising credit card packed with the premium benefits you want, coupled with the competitive, low rates you need.
- 0% Intro APR for 12 months. After intro period, low rate of 8.90%-14.90% based on creditworthiness
- Unlimited rewards
- No annual fee
- No balance transfer fee
Dinero Visa®
Credit can be difficult to understand – especially for teens who are new to managing their finances. That’s why we created the Dinero Visa to help introduce teens to credit cards safely and responsibly, while making it simple for parents to monitor spending and provide guidance.
Savings Secured Visa®
Members who need a credit card to help them jumpstart or rebuild their credit can take advantage of the best secured credit card available. A low rate, no annual fee, no over-limit fee, no penalty rate, and unlimited reward points to top it all off!
Credit Card Rates
All APRs reflect the lowest available rates |
|
|---|---|
| Credit Card Type | APR |
| Visa® Rewards Plus | 8.90% |
| Dinero Visa | 9.90% |
| Savings Secured Visa | 16.90% |
| Visa Business | 11.90% |
When you apply for a Visa Rewards Plus credit card, approved applicants with a credit limit of $5,000+ will receive Visa Signature card. Approved applicants with a credit limit less than $5,000 will receive a standard Visa card.
All credit card rates current as of 4/18/2024. Credit cards subject to approval. Rates, terms and conditions are subject to change. Advertised as low as APR (Annual Percentage Rate) assumes excellent borrower credit history. Your actual APR may be higher than the rate shown and will depend on your credit history.
Frequently Asked Questions about Credit Cards
When on the Accounts Summary page in cuAnywhere® Online Banking, click on the credit card you’d like to check under the Credit Cards section.
- Log in to cuAnywhere® Online Banking or the Advancial Mobile App
- Select Card Management > Card Maintenance
- For cuAnywhere, click PIN Management
- Select the card in which you’d like to change your PIN and click Continue
- Enter your new PIN and click Save
- For the Advancial Mobile App, click PIN Set and follow the same steps mentioned above
You can also contact our Member Service Center at 800.322.2709, or 1+ 214.880.0141 for international calling, and say “change my credit card PIN”. Please have your card available.
If you’ve lost your card or believe it has been stolen, lock your card in cuAnywhere® Online Banking or the Advancial Mobile App immediately. You can also contact our Member Service Center at 800.322.2709 and speak with a Member Service Representative who will be able to lock your card and order you a new one.
To lock your card in cuAnywhere or the Advancial Mobile App, follow these steps:
To lock your card in cuAnywhere or the Advancial Mobile App, follow these steps:
- Log in to cuAnywhere Online Banking or the Advancial Mobile App
- Select Card Management > Card Controls
- Select or add the card in which you’d like to lock
- For cuAnywhere, click Lock or Unlock the card
- For the Advancial Mobile App, click the icon so that it shows Locked
- If you find your card, simply use the same steps to unlock it and begin using it again
- Log in to cuAnywhere Online Banking or the Advancial Mobile App
- Select Card Management > Card Maintenance
- For cuAnywhere, click Block Lost/Stolen Card
- For the Advancial Mobile App, click Card Blocking
- Select the card in which you’d like to block and click Block or Submit
Knowledge Center
Credit Scores 101
Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.
January 18, 2023
Ditch the Debt
Getting out of debt may sometimes feel like digging out an entire beach with a child’s toy shovel. But ditching your debt is not impossible. First, it’s important to remember that not all debt is bad. Some debt helps you live a more fulfilling life.
February 27, 2023
Dos and Don'ts of Credit Repair
If you've recently been rejected from a credit or loan application, it may be because of your credit score being too low. If that’s the case, there are a number of reasons why that may be.
February 28, 2023
Make a Plan to Reach Your Financial Goals
Think about your financial goals for a moment. Do you picture yourself buying a home or taking a much-needed vacation? Are you focused on building a financial safety net or saving for retirement? Although challenges and setbacks may throw you off course, it’s easier to bounce back when you have a plan for reaching your goals.
December 05, 2022
