Skip to Content (custom)

    Visa® Rewards Plus

    Finance your purchase with our low-rate Visa Rewards Plus credit card and enjoy better banking today!

    Spend smarter with a low-rate credit card.

    Visa Rewards Plus was designed to help you save! Enjoy 0% interest on all purchases for the first 12 months once approved. After that, your APR will be a low rate of 9.90%–16.90% based on creditworthiness.

    Low Rates.
    Unlimited Rewards.

    • No annual fee
    • 0% intro APR for 12 months
      After that, 9.90%-16.90% based on creditworthiness
    • Unlimited reward points
    More on Visa Rewards Plus
    person about to transfer their credit card balance to Visa Rewards Plus with Advancial

    No Balance Transfer Fee

    When you transfer your balance to Visa Rewards Plus, you won’t pay any balance transfer fee and won’t pay any interest on that balance for an entire year! After that 12-month intro period, your rate will only be 9.90%-16.90% based on creditworthiness.
    Apply Now!
    Credit Card Balance Transfer Terms and Conditions: The one-time introductory balance transfer offer is available for a single balance transfer request and expires ninety (90) days after the Account opening date. Multiple balances from other non-Advancial Federal Credit Union accounts may be combined into one 5.9% balance transfer request, provided the transfers are requested at the same time. Any portion of a 5.9% balance transfer not paid in full within six (6) months of the transfer date will thereafter be subject to the Standard Rate.

    More ways we set ourselves apart

    Enjoy the experience of fewer fees with your lower rate!

    No Foreign Transaction Fee

    No foreign transaction fee

    No Over-Limit Fee

    No over-limit fee

    No penalty rate

    Mobile app available

    What Our Members Say About Advancial

    Joseph B.
    "Very helpful, professional, and efficient setting up a membership Share Savings Account, Checking Account, and Debit Card. They also showed me how to use the app."
    Tenesia S.

    "I love banking here. It doesn't matter which location. The staff is always courteous, helpful and professional. I am a 15 year customer!"

    Jo T.
    "I have been a member of Advancial for over 20 years. I am pleased with their service and would recommend them to my friends and family."

    Need Assistance?

    Our team is available to answer questions, clarify options, or help you explore other Advancial products.

    Call Us: 800.322.2709
    APR = Annual Percentage Rate
    Earn unlimited 1% rewards on all purchases up to $2,500 and unlimited 1.5% rewards on all purchases when you spend $2,500+ in one statement cycle.
    footer wave background