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Winter Storm Uri Recovery Resources

Winter Storm Uri Recovery Resources

We're in this together

Winter Storm Uri has impacted almost every area where we have branch locations, so the whole Advancial family stands with our members as we work to regain our footing and get our lives back to normal.

If you need financial assistance during that process, we’re here to help. We have a number of affordable financing options that will help you and your family put this tough time behind you.

Disaster Assistance Loan
  • Unsecured loan up to $20,000
  • Terms up to 84 months
  • 90-day first payment deferment
  • Low, fixed rates
  • Same day approvals and funding
Skip-a-Payment
Advancial Assistance Skip-A-Payment allows you to defer your loan payment for up to two months and is available on eligible vehicle, credit card and personal loans without a processing fee.  Your request must be received prior to the loan payment due date for the month(s) you wish to skip.

To request a Skip-A-Payment, login to Online Banking, select Manage > Advancial Assistance and follow the simple steps.  You can also complete this form and return it to us by email, fax or mail.

The following loan types are not eligible to participate in the Advancial Assistance Skip-A-Payment program: vehicle lease, mortgage, home equity, home equity line of credit (HELOC), certificate secured and balloon option. See Loan Payment Relief Options further down on this page for contact information regarding these loan types.
 
Certificate Early Withdrawal
If you need to redeem an Advancial savings certificate prior to its maturity, we’ll waive any early withdrawal penalties.  You may redeem your certificate in full or a partial amount.

To request a Certificate Early Withdrawal, login to Online Banking, select Manage > Advancial Assistance and follow the simple steps.  You can also complete this form and return it to us by email, fax or mail.
 
Tap into your Home Equity
Our Home Equity loans and Home Equity Lines of Credit are also available with low rates for larger loan amounts.

Home Equity Loan
  • Low, fixed rate
  • Equal payments over a fixed term from 3 to 15 years
  • Loan amount varies by available equity – up to 80% of home’s fair market value, less outstanding home liens
  • Funds are disbursed in one lump sum at closing
Home Equity Line of Credit (HELOC)
  • Low, variable rate
  • Five-year draw period with interest-only payments
  • After draw period, 10-year repayment period of outstanding balance
  • Loan amount varies by available equity – up to 80% of home’s fair market value, less outstanding home liens
  • Use the funds you need as you go from your available line of credit
 
Visa® Rewards Plus credit card
If you just need to close the gap in the short term, Advancial’s Visa® Rewards Plus credit card offers 0% APR for 12 months on all purchases and 0% APR on balance transfers for 12 months with no balance transfer fee, with a low rate of just 8.90% - 14.90% after that based on creditworthiness. Get what you need now and pay it off at your own pace.

Call, text, or email your preferred branch today so a Member Service Representative can help you get the financial tools you need to say goodbye to Uri for good.
 

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