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Give yourself the ultimate gift.

With Ultimate Checking, you’ll get to experience completely free checking. Open an Account

Give yourself the ultimate gift.

With Ultimate Checking, you’ll get to experience completely free checking. Open an Account

Take control of your checking account

 
  • No monthly maintenance fees
  • Unlimited free ATMs worldwide
    • Includes both Advancial and non-Advancial ATMs
  • Debit card rewards
    • One point for every $5 you spend
  • No foreign transaction fees
 
  • Free online/mobile banking
    • Make purchases with Apple Pay
    • Deposit checks with your phone
    • Pay your bills with the snap of a photo
    • Instantly transfer money between accounts
  • Free overdraft transfer from savings or line of credit

We’ll even help you save more money with our Save Up℠ Program. Every debit card transaction will be rounded up and the difference will be automatically transferred from your checking to your savings. We match 100% of your transfers for the first 30 days and 5% after that.
 
It’s just another way we’re helping you get the most out of your money.


Ultimate Checking Features

 
Monthly Service Fee None
ATM Fees None
Debit Card Rewards Yes! Earn 1 point for every $5 spent
Earns Dividends Yes
Account to Account Transfer Free

Take control of your money with Ultimate Checking. 

Stop by your local branch or call our Member Service Center at 800.322.2709 to open an account today!
All accounts subject to approval. Restrictions and limitations apply.

Get the Latest News

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When to Get a Personal Loan

There are times in life when you want or need to spend more cash than you have on hand. You can borrow the money and pay it back a little at a time if you have reasonably good credit.
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Hand inserting coin into piggy bank

Mistakes to Avoid During IRA and 401(K) Rollovers

If you have a retirement plan from a previous job or an individual retirement account, there are ways to move the funds without getting penalized by the Internal Revenue Service. These transfers, or “rollovers,” can be directed through a plan administrator or financial institution, but you can also make the switch too.
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Girl looking at laptop with her credit card

Ways to Build Credit

Perhaps you may have had good credit in the past, but are now experiencing a much lower credit score due to choices or life circumstances. Or, you may be building your credit for the first time as a young adult or as a newly single adult. Whatever the reason, you can rely on Advancial to provide you with products that can help reestablish your payment history.
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Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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