Knowledge Center

Estate planning is a smart thing to do to protect your assets and ease an already difficult time for your loved ones. However, starting the process and executing it effectively can be challenging. Making plans for distributing your money, home and other assets after you’re gone may be uncomfortable, but it’s important to address the topic so you and your loved ones are prepared.

Every day, fraudsters are hard at work trying to steal personal financial information from hardworking, honest people like you. They are more clever than ever, so you need to stay informed about how to avoid falling victim to their schemes.

A checking account that makes you pay to access your own money is no friend to your finances. The truth is, plenty of banks charge fees that can chip away at your account balance. That’s not the case at Advancial. As a not-for-profit credit union, our checking accounts are designed to benefit your bottom line, not a bank’s shareholders.

Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.

In an era of digital payments, you may not regularly need to write a check to complete a purchase. But at some point, you will likely want or need to write a check because it’s the best option available.

If you think managing your money is challenging, you’re not alone! Nearly three-quarters of teens (74%) say they’re not confident about their personal finance knowledge, according to a recent survey.

While you may know a lot about test scores, how much do you know about credit scores? One day, these scores will have an important influence over financial matters in your life, so it pays to learn about them sooner rather than later.

Life is full of choices, including whether to bank with a credit union, like Advancial, or a traditional bank. Unlike banks, credit unions like Advancial are not-for-profit organizations that exist exclusively to serve their members.

You’ve decided on a college and sent in your enrollment deposit — now it’s time to organize your finances and prepare for your move. Moving away to college may be the first time you’re living independently and making your own financial decisions.

Getting out of debt may sometimes feel like digging out an entire beach with a child’s toy shovel. But ditching your debt is not impossible. First, it’s important to remember that not all debt is bad. Some debt helps you live a more fulfilling life.

If you've recently been rejected from a credit or loan application, it may be because of your credit score being too low. If that’s the case, there are a number of reasons why that may be.

Hackers often try to take advantage of unsuspecting people by posing as their financial institution, referred to as spoofing. They often use common communication methods, such as phone calls, email or text messages.

Here's how to get the most NCUA deposit insurance coverage.

Hackers often try to take advantage of unsuspecting people by posing as their financial institution, referred to as spoofing. They often use common communication methods, such as phone calls, email or text messages.

You would never run a marathon without building up the strength, endurance and mental stamina needed to cross the finish line. Reaching fitness goals requires training and dedication. The same is true for financial fitness.

When it comes to Workplace Financial Wellness, one of the first questions asked by Benefits Administrators is, “How do I incorporate this type of benefit into my overall wellness plan?”

Think about your financial goals for a moment. Do you picture yourself buying a home or taking a much-needed vacation? Are you focused on building a financial safety net or saving for retirement? Although challenges and setbacks may throw you off course, it’s easier to bounce back when you have a plan for reaching your goals.

If you’re in the market for a rewards credit card, you may be wondering which is the best for you.

As you may have noticed when buying anything lately, America is experiencing significant inflation – the highest in 40 years, according to economists. What really is inflation? How did we get to this point? What’s being done about it? And most importantly, what can you do to reduce the effect of inflation on your personal budget?

Tired of carrying around a wallet stuffed with cards? Don’t like waiting for a chip card to process? Worried about the germs on the payment terminal? Try using a mobile wallet!