The average adult has used the same checking account for over 14 years. That’s good news if people are happy with their accounts. But the fact is that many people are losing money thanks to fees and other charges. In fact, the average checking account holder pays $7.69 in fees per month.1 If you’re also paying fees on your checking account, know that there are other options out there, including at Advancial.

Fewer Fees

Virtually all of the fees you’ll find at big banks are nowhere to be found with Advancial’s Ultimate Checking account. At Advancial, we don’t believe in charging members for the services they use every day. That’s why Ultimate Checking accounts have no monthly service fees, no fees for using a non-Advancial ATM and no foreign transaction fee. Even if a bank or credit union charges you for using their ATM, we’ll reimburse you automatically. We also don’t charge any fees for instant-issued debit cards, overdraft transfers from your savings account or for using our Bill Payer service.

Even More Features to Appreciate

Finding a checking account that earns dividends and rewards can be difficult if you don’t want to pay any fees. But that’s another way our Ultimate Checking account is made to satisfy the needs of our members. Ultimate Checking  earns dividends with any balance. Plus, for every $5 spent with a debit card, you’ll earn one point to use for a variety of exciting rewards. These points can even be combined with any points earned from Advancial’s Visa® Rewards Plus credit card.

Advancial checking account holders also have access to the CO-OP Shared Branching Network. That means if you’re traveling to a location with no Advancial locations, you can visit one of the 5,000+ branches in the network. These network branches let you make deposits, withdrawals, payments and transfers with your Advancial accounts with no fees.

Start Enjoying a Different Approach to Checking

Don’t lose a single dollar more to checking accounts loaded with fees. Become a member of Advancial and you can sign up for an Ultimate Checking account. All it takes to join is a $5 deposit in an Advancial savings account. To learn more about eligibility or to apply for membership, visit

1 Source: Bankrate