Credit cards are an important financial tool, but they need to be used responsibly.
Here’s how to know you’re okay:
- You can easily pay more than just the minimum payment each month.
- You don’t rely on your credit card for everyday purchases.
- You are using less than 30% of your credit limit.
- You never take out cash advances.
- You use it mostly for large, necessary expenses.
- You read all the fine print in every letter you receive from your credit card company.
Ready for a better credit card?
The Visa Rewards Plus
credit card is a dream come true. There's no annual fee*, no balance transfer fee and you'll earn unlimited reward points
on purchases. Best of all, we offer 0% introductory APR for the first 12 months, after that your APR will be 8.90%-14.90% based on credit worthiness. Apply today!
Need to build your credit?
Advancial offers a Savings Secured Visa® credit card
to help you grow your credit responsibly. Secured with your Advancial account deposits, you can qualify for limits of $500 to $3,000. There's no annual fee**, you'll earn reward points
on purchases and enjoy 0% introductory APR for the first 12 months, after that your APR will be 16.90%. Call 800.322.2709 to get started today!