labor day shopping Do you have your eye on some large purchases this fall? Maybe you’re thinking about replacing your kitchen appliances, updating your yard equipment or giving your patio furniture a makeover. Retailers have a strategy and set times to roll out major discounts for Labor Day weekend, so as a consumer, having a strategy yourself can save you a lot of money.

Time Your Purchases
If you’re too busy enjoying the last weekend of summer to shop the sales, don’t worry. There’s a good chance you can still grab some deals later or even online. Many stores maintain Labor Day pricing throughout the month of September or slash prices even more.

Although shopping after Labor Day can help stretch your dollars even further, there may be less selection to choose from and popular items may be sold out. And it pays to be selective with your purchases, because Labor Day sales aren’t always the best time to buy everything. For example, if you’re looking to buy electronics or toys, consider holding off until Black Friday for the lowest prices.

Labor Day Shopping Deals
Knowing what and when to buy can help you time your purchases accordingly. Here are some shopping categories where you may find significant deals on Labor Day and through the fall:
  • Major appliances. Manufacturers release new appliance models in September and October, so you may find some great deals on current year models during these months. Look for sales on refrigerators, ranges, dishwashers and more.
  • Grills. Summer grilling season is over, and stores need to move their inventory to make room for fall and winter seasonal items. Look for closeout prices on grills on Labor Day and continuing into fall.
  • Patio furniture. You can score deep discounts on outdoor furniture at Labor Day sales. The selection may be more narrow, but it’s worth it if you can find what you want at a fraction of the price you’d pay in the spring or early summer.
  • Yard equipment. Buying lawn and garden equipment in the fall can help you avoid paying full price next season. With Labor Day sales in full swing, September is an ideal time to buy a new lawn mower, leaf blower or other yard equipment, according to Consumer Reports.
  • Mattresses. Fall is a great time to shop for a new mattress to help you sleep better. Mattress companies and furniture stores traditionally have huge price reductions for Labor Day weekend.
  • Clothing. Update your summer wardrobe with discounts on end-of-season sales at department stores and online clothes retailers. Back-to-school styles typically go on sale after the start of the school year.
Shop Smart, Pay Smart
Shopping Labor Day sales is well worth it if you end up paying less for items you were planning to buy anyway. It’s a good idea to explore all of your payment options when making large purchases and find out how much you’ll pay for applicable taxes, shipping, fees and interest.

Before swiping your credit card, consider how the new charges would affect your monthly payment. If you’re paying high interest rates on another credit card, make the switch to the Advancial’s Visa® Rewards Plus card. There are no fees for balance transfers, and new cardholders enjoy 0% APR for one year if you qualify. After that, your APR will be 8.90%-14.90% based on creditworthiness.

To learn more or to apply for a credit card so you can save on all of your Labor Day shopping, go to or call 800.322.2709.