All Advancial locations are closed Monday, July 4 in observance of Independence Day. Regular business hours resume Tuesday, July 5.

We're your new local credit union!

Get a low-rate auto loan and save. Apply Today

We're your new local credit union!

Get a low-rate auto loan and save. Apply Today

We make car buying easy


As rates go up around the industry, getting the lowest rate possible is even more important. As a credit union, we're able to offer lower loan rates while providing superior service for our members.
Our lowest auto loan rate:1
 

2.95%

National average auto loan rate:2
 

7.60%

That's right - you can get a rate more than 2.5X lower than the national average!2

More auto loan benefits
  • Fixed rates and monthly payments3
  • Flexible terms up to 84 months3
  • Finance up to 100% MSRP
  • Deferred first payment up to 90 days4
  • Discounted rate when you sign up for automatic payments


auto loan
How much car can you afford?
Use our auto loan calculators to determine what your vehicle payment will be based on factors such as term, rate, down payment and more!

85 Years of Banking Redefined

 






1 Rate shown as Annual Percentage Rate (APR) and reflects the lowest available rates for qualified applicants with excellent credit and have signed up for automatic payments. Rate reflects the current APR of our 36 month loan as of 6.14.2022.

2 Sourced from cars.usnews.com as of 6.14.2022. Rate comparison based on the national average auto loan rate of 7.60% compared to our lowest rate of 2.95%.

3 6-year term on automobile loans only applies to loans for autos with MSRP or NADA Retail values greater than $20,000 and 7-year term on automobile loans only applies to loans for autos with MSRP or NADA Retail values greater than $35,000. For example, a loan amount of $20,000 over 60 months at an APR of 4.52% would yield a payment of $224.04.

Interest begins accruing the day the loan is funded. Only available for new auto loans booked directly through Advancial or auto loans refinanced from other financial institutions.


We provide rate and payment calculators as resources to help you evaluate lending products and payment amounts that may be right for you. Calculator results are based on the information you provided, and Advancial does not guarantee your ability to receive these terms.

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