Don't let paying interest become one of your holiday traditions

This holiday season, give yourself the gift of interest-free shopping. Advancial's Visa® Rewards Plus will make your shopping experience easier than ever before, so say goodbye to high rates and fees and hello to 12 months of no interest and so much more!
  • 0% Introductory APR on all purchases for 12 months; after that, your APR will be 8.90% - 14.90% based on creditworthiness
  • Reward points on purchases 
  • No annual fee*
  • No foreign transaction fee*
  • No cash advance fee*
  • No penalty rate
  • No over-limit fee

Not ready to apply now? Fill out the form below and we'll call you to get the process started!


*APR will be 8.90%-14.90% based on creditworthiness 
View Cardholder Agreement (PDF) 
View Rates and Fees
View Advancial Rewards Terms and Conditions (PDF)