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Ultimate Checking

Make sure your checking account checks all the boxes.
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Featured Rates

Certificates

Earn Up to
1.91 % APY2
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Auto Loans

As Low as
2.98 % APR1
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Credit Cards

As Low as
8.90 % APR1
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Mortgages

As Low as
2.34 % APR1
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¹ Annual Percentage Rate ² Annual Percentage Yield

Ultimate Checking

Spend, save and earn rewards
We’ve taken the best features from other checking accounts and combined them into one Ultimate Checking account.
 
Save your spare change to grow your savings without changing your spending habits. Earn reward points that you can redeem through Advancial Rewards. Have access to any ATM in the nation with unlimited free ATMs.
 
Most importantly, stop paying fees!
Learn More About Ultimate Checking

Ultimate Checking

It’s the best checking account around. Trust us, we checked.

Benefits

  • No monthly service fee
  • No minimum balance requirement
  • Unlimited free ATMs
  • Access to shared branching
  • Debit card rewards
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Advancial Rewards

Earn points no matter how you shop.
  • One point for every $5 with Debit Card Rewards
  • Up to 1.5% unlimited rewards with Visa® Rewards Plus
  • Access to bonus points through Ampre Online
  • Combine your points to redeem amazing rewards
See what you can get

Free ATMs

With Ultimate Checking, all ATM fees are automatically reimbursed no matter what ATM you use.
  • Unlimited ATMs
  • Automatic reimbursement
  • Any ATM no matter where you go
More benefits

TurboTax Member Discount

Turn tax season into saving season. Save up to $15!
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Carl R. Young Scholarship

The 2021 Carl R. Young Scholarship is open!
Four graduating juniors or seniors will win $2,500 each towards
college expenses.
apply now

Treat Yourself

No annual fee, rewards on every purchase and low, low rates.
When you use your Visa Rewards Plus credit card, you’ll feel like you’re treating yourself and your wallet.
 
Yes, Please

Save the Day

Low initial deposit. Competitive Rates. Steady growth.
Open a Savings Certificate today and you’ll be smiling tomorrow.
watch my money grow

Start Saving

The Money Musketeers Club is designed to help kids get an early start on their savings.
Kids earn D'Art dollars to redeem for real prizes when they make a deposit of $5 or more. 
Make Saving Fun

Knowledge Center

Articles, calculators and educational material to help you make the best decisions possible. After all, financial success begins with knowledge.
Featured Article

Get Fit, Financially

You would never run a marathon without building up the strength, endurance and mental stamina needed to cross the finish line. Reaching fitness goals requires training and dedication. The same is true for financial fitness. If you have financial goals, you’re much more likely to reach them if you acquire and practice the fundamentals of financial fitness.

Read the Article

Articles

Read tips and tricks on a wide variety of personal finance topics.
See All Articles

Identity Theft

Identity theft can be devastating. These tips will help you protect yourself and your family against fraudsters.
Protect Your Information

Financial Calculators

Our financial calculators are designed to help you make decisions based on your unique financial situation.
Use our Planning Tools
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Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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