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Refer your friends and family to the credit union
and you'll both get paid!
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Featured Rates

Certificates

Earn Up to
1.29 % APY2
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Auto Loans

As Low as
3.00 % APR1
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Credit Cards

As Low as
8.90 % APR1
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Mortgages

As Low as
2.66 % APR1
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¹ Annual Percentage Rate ² Annual Percentage Yield

Spend, save and earn rewards

With Ultimate Checking, you'll save money in fees and earn debit card rewards.
We’ve taken the best features from other checking accounts and combined them into one Ultimate Checking account.
 
We’ve slashed fees and boosted rewards—helping our members save money and earn more cash back every year. Plus unlimited free ATMs nationwide.
 
It’s time to switch to the Ultimate Checking account.
Learn More About Ultimate Checking

Ultimate Checking

It’s the best checking account around. Trust us, we checked.

Benefits

  • No monthly service fee
  • No minimum balance requirement
  • Unlimited free ATMs
  • Access to shared branching
  • Debit card rewards
Open an Account

Advancial Rewards

Earn points no matter how you shop.
  • One point for every $5 with Debit Card Rewards
  • Up to 1.5% unlimited rewards with Visa® Rewards Plus
  • Access to bonus points through Ampre Online
  • Combine your points to redeem amazing rewards
See what you can get

Free ATMs

With Ultimate Checking, all ATM fees are automatically reimbursed no matter what ATM you use.
  • Unlimited ATMs
  • Automatic reimbursement
  • Any ATM no matter where you go
More benefits

Bank with Family

"Having a local credit union like Advancial is like banking with family.
They’re so quick to respond regarding any issues and have lots of shared branches for when I need them!" -Actual Member Review
Join The Family

Streamlined

"Advancial has streamlined my banking for me.
I can easily transfer funds within accounts and they have amazing customer service. The experience is always smooth and efficient." -Actual Member Review
Get Streamlined

Personal Touch

"Advancial has brought back a personal touch to banking again!
Great service, facilities and technology available to customers!" -Actual Member Review
Personalize my Banking

Fabulous Products

"Great company, fabulous products, excellent customer service and friendly, helpful staff!
I can’t imagine banking anywhere else. They are the best!" -Actual Member Review
Start Banking Better

Knowledge Center

Articles, calculators and educational material to help you make the best decisions possible. After all, financial success begins with knowledge.
a girl on her phone who is wearing a face mask. Featured Article

How Scammers are using COVID-19

Scammers are taking advantage of fears surrounding the Coronavirus. They’re setting up websites to sell bogus products, and using fake emails, texts, and social media posts as a ruse to take your money and get your personal information.
 
Read the Article

Articles

Read tips and tricks on a wide variety of personal finance topics.
See All Articles

Identity Theft

Identity theft can be devastating. These tips will help you protect yourself and your family against fraudsters.
Protect Your Information

Financial Calculators

Our financial calculators are designed to help you make decisions based on your unique financial situation.
Use our Planning Tools
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Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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