Make a Payment
COVID 19 Info: Drive Thrus Open - All Lobbies Temporarily Closed - Branch Staff Available by Email & Phone.

Earn debit card rewards

With Ultimate Checking, you'll save money and earn debit card rewards.
Learn More
Advancial Account Login
Sign Up
Forgot Username Forgot Password
Mortgage Account Access My Loans

Make a one-time loan payment

Pay

Featured Rates

Certificates

Earn Up to
1.42 % APY2
Explore Certificates

Auto Loans

As Low as
3.01 % APR1
Explore Auto Loans

Credit Cards

As Low as
8.90 % APR1
Explore Credit Cards

Mortgages

As Low as
2.44 % APR1
Explore Mortgages
¹ Annual Percentage Rate ² Annual Percentage Yield

Visa Rewards Plus

Say no to fees and yes to rewards
No more annoying fees, no more compromising and no more worrying. We’ve got the perfect credit card for you.
 
Easily manage your expenses and account through cuAnywhere® Online Banking and the Advancial mobile app. You can check your statements, make a payment, transfer a balance and even redeem your reward points all in one place.
 
Enjoy big bank benefits without big bank fees.
Learn More About Visa Rewards Plus

Visa Rewards Plus

Stop choosing between a low rate or rewards-we'll give you both!
  • 0% APR for the first 12 months
  • Unlimited rewards up to 1.5%
  • No annual fee
  • No balance transfer fee
  • No penalty rate
Learn More

Advancial Rewards

Earn points no matter how you shop.
  • One point for every $5 with Debit Card Rewards
  • Up to 1.5% unlimited rewards with Visa® Rewards Plus
  • Access to bonus points through Ampre Online
  • Combine your points to redeem amazing rewards
See what you can get

Payment Protection

With both Credit Life and Credit Disability Protection, your loans will be safe and will continue to be paid.
  • Credit Life pays the balance of your loan, up to the maximum, in the event of your death.
  • Credit Disability Protection continues you loan payments should you become disabled by illness or accident.
More Benefits

Skip a Pay

Skip your credit card payment this December or January!
There's no fee and it can be done from your phone!
Skip My Payment

Bank with Family

"Having a local credit union like Advancial is like banking with family.
They’re so quick to respond regarding any issues and have lots of shared branches for when I need them!" -Actual Member Review
Join The Family

Streamlined

"Advancial has streamlined my banking for me.
I can easily transfer funds within accounts and they have amazing customer service. The experience is always smooth and efficient." -Actual Member Review
Get Streamlined

Personal Touch

"Advancial has brought back a personal touch to banking again!
Great service, facilities and technology available to customers!" -Actual Member Review
Personalize my Banking

Fabulous Products

"Great company, fabulous products, excellent customer service and friendly, helpful staff!
I can’t imagine banking anywhere else. They are the best!" -Actual Member Review
Start Banking Better

Knowledge Center

Articles, calculators and educational material to help you make the best decisions possible. After all, financial success begins with knowledge.
Featured Article

Take Advantage of Account Access Options

In order to take control of your finances, you need easy account access to monitor and manage your money. Get to know what Advancial offers and how you can use these options to improve your finances.
Read the Article

Articles

Read tips and tricks on a wide variety of personal finance topics.
See All Articles

Identity Theft

Identity theft can be devastating. These tips will help you protect yourself and your family against fraudsters.
Protect Your Information

Financial Calculators

Our financial calculators are designed to help you make decisions based on your unique financial situation.
Use our Planning Tools
Leaving Advancial.org
You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
My Loan Applications
You are leaving www.advancial.org and entering the Loan Applications site.
Continue