Graduate Advantage Program

Competitive financing for young professionals.

Graduate Advantage Program

Competitive financing for young professionals.

Our Graduate Advantage Program is designed to help young, degreed professionals build a firm financial foundation with a new auto loan or credit card without extensive credit history or a cosigner.

Visa Rewards Plus

Advancial’s Visa® Rewards Plus credit card features low rates, no annual fee1 and you’ll earn unlimited reward points that never expire.

Credit card requirements

  • Four-year college degree2
  • No current delinquencies
  • Maximum credit limit – 1.5x gross monthly salary
  • Minimum monthly gross income of $3,000
visa rewards credit card

Auto Loans

auto loans great rates
 

Advancial offers affordable interest rates and flexible terms for new and used autos. No matter which route you take, you’ll save.

Auto loan requirements

  • Four-year college degree2
  • Must be your first individually-financed vehicle
  • No current delinquencies
  • Financing available on autos greater than 100% Loan to Value with approved credit
  • Maximum loan amount – 75% of gross annual salary
  • Minimum monthly gross income of $3,000

To apply, click the button below. Under Auto, select which type of auto loan you want to apply for: new, used or refinance.

If you have any questions or need additional details about the program, please visit one of our convenient branches or call one of our dedicated representatives at 800.322.2709.
 

1APR will be 8.90%-14.90% based on credit worthiness
2Proof of graduation may be required.

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