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Home Equity Line of Credit

Home Equity Line of Credit

A home equity line of credit (HELOC) offers you the flexibility and low rates you need for almost any purpose. A HELOC is a revolving line of credit that allows you to borrow over a period of time instead of in one lump sum. You only pay interest on the money you borrow, but have the credit available to you as you need it. Rest assured, we offer some of the best home equity line of credit rates in the financial industry, ideal for paying college tuition or planning a big remodeling project. The line of credit is accessible for a five-year draw period.

Home equity loans and lines of credit are available in Alaska, Colorado, Louisiana, Oklahoma and Texas.

  • Rates are usually lower than most other consumer loan products
  • Flexible access to money as needed and in varying amounts
  • Interest accrues only when the line of credit is accessed
  • Interest paid on the loan may be tax deductible*
*Consult your tax advisor for deductibility of interest.

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We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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