Home Equity Loan

Add a personal touch to your home

Home Equity Loan

Add a personal touch to your home

If you’ve built equity in your house and want to start making improvements like a new room, a pool or a remodeled kitchen, taking out a home equity loan can help make your vision a reality. Our home equity loans let you borrow money against the equity you’ve built in your house, so the more money you’ve put in, the larger loan you can afford.

  • Interest paid on a (HELOC) home equity loan may be tax deductible1
  • Fixed rate home equity loans allow you to spread out payments to make them more affordable
  • They can provide lower interest rates than most other consumer loan products
  • Our competitive rates and fees help lower overall out-of-pocket costs

A home equity loan also makes it easy to transfer or refinance debts that have non-deductible interest and higher interest rates, such as a car loan or credit cards. You can even use that loan to send your teen to college or take your dream vacation.

Looking to refinance with a home equity loan? Our cash out refinance loan may be a good fit for you.
 

1Consult your tax advisor for deductibility of interest.

Get the Latest News

money smart graduate student

How to be a Money-Smart Graduate Student

Whether you’ll be pursuing a master’s degree in English literature or a Ph.D. in chemical engineering this fall, life as a graduate student likely will require a good deal of thriftiness. But that doesn’t mean you have to limit yourself to a steady diet of instant noodles and cereal for the foreseeable future.
Continue to Article
For Sale sign by mailbox

10 Tips to Get a Home Ready for Sale

Preparing to sell your home can be difficult. You have to create enough ambiance so that buyers can envision themselves living there but make sure it’s not so cluttered that all they see is you.
Continue to Article
Girl looking at laptop with her credit card

Ways to Build Credit

Perhaps you may have had good credit in the past, but are now experiencing a much lower credit score due to choices or life circumstances. Or, you may be building your credit for the first time as a young adult or as a newly single adult. Whatever the reason, you can rely on Advancial to provide you with products that can help reestablish your payment history.
Continue to Article
Leaving Advancial.org
You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
NCUA
Your savings are deferally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
My Loan Applications
You are leaving www.advancial.org and entering the Loan Applications site.
Continue