Jumbo Loans

We offer jumbo loans for all of our specialty programs. As a portfolio lender, we make financing larger transactions a breeze. Our flexible underwriting allows for a quick and easy decision to help put your borrower's mind at ease.
 
Program Details
Lending Area Available in all 50 states
Loan Sizes Up to $3 MM1
Acceptable Collateral SFR, 1-4 family, non-warrantable condo, condo, condotel, co-op, acreage, hobby farms, second homes, NOO
LTV Loan Amount

Max 80% LTV allowed to $2 MM

See Rate Sheet for collateral LTV restrictions.

CLTV Loan Amount

Up to 90% CLTV allowed to $1.5 MM on a case-by-case basis

Advancial does not provide the second lien.

Work Visa/ Expatriate/ Immigrant Eligibility

Yes

See Work Visa/Expatriate/Immigrant Loan Program sheet for details.

Foreign National Eligibility
(Non-U.S. Residents)

Yes

See Foreign National Program sheet for details.

Cash Out

Loan amounts up to $3 MM with unlimited cash in hand

No seasoning requirements on all collateral types including NOO

Asset Depletion

Yes

See Asset Depletion Program for details.

Pre-approval All loans pre-approved before appraisal order “TBD Address” pre-approvals accepted
Gifted down payment / Gifted Reserves / Gift of Equity Yes
Rush Closings

> 2 week rush closings available.

Call your AE for details.


1Loans over $3 MM approved on an exception basis

Download our complete Portfolio Mortgage Program Guidelines