Jumbo Loan Program

We offer jumbo loans for all of our specialty programs. As a portfolio lender, we make financing larger transactions a breeze. Our flexible underwriting allows for a quick and easy decision to help put your borrower's mind at ease.
Program Details
Lending Area Available in all 50 states
Loan Sizes Up to $3.5 MM
Acceptable Collateral SFR, 1-4 family, non-warrantable condo, condo, condotel, co-op, acreage, hobby farms, second homes, NOO
LTV Loan Amount

Max 80% LTV allowed to $2.5 MM

See Rate Sheet for collateral LTV restrictions.

CLTV Loan Amount

Up to 90% CLTV allowed to $2 MM on a case-by-case basis

Advancial does not provide the second lien.

Work Visa/ Expatriate/ Immigrant Eligibility


See Expatriate Visa program for details.

Foreign National Eligibility
(Non-U.S. Residents)


See Foreign National Program sheet for details.

Cash Out

Loan amounts up to $3.5 MM with unlimited cash in hand

No seasoning requirements on all collateral types including NOO

Asset Depletion


See Asset Depletion Program for details.

Pre-approval All loans pre-approved before appraisal order “TBD Address” pre-approvals accepted
Gifted down payment / Gifted Reserves / Gift of Equity Yes, for all collateral and occupancy types including investment
Rush Closings

> 2 week rush closings available.

Call your AE for details.

Non-Occupant Co-Borrowers Allowed at max 75% LTV including cash-out refinance. See Guidelines for details.