Expatriate Banking

Our specialty programs are designed to help those with unique financial needs.

Expatriate Banking

Our specialty programs are designed to help those with unique financial needs.

Moving abroad can be complicated. Your finances don't have to be.

We understand it can be difficult for those who recently relocated to the United States to secure financing on loans, obtain credit cards and apply for mortgages. Our Inbound USA program removes the requirements of a Social Security number and U.S. credit score, giving you access to the financial services you need.


 
Getting Started

We'll walk you through the process to apply for loans, open a credit card and apply for a checking account.

 


 
Helpful Resources

A database of information so you can be fully knowledgable about our products and your finances.

 

Products and Services for Expats

Visa® Rewards Plus

With the Advancial Visa Rewards Plus credit card, U.S. purchases will not be subject to a foreign transaction fee and you’ll enjoy a 25-day grace period to repay purchases.
  • No annual fee1
  • No foreign transaction fee1
  • Earn one reward point for every $1 spent
  • Redeem rewards for travel, cash back, merchandise and more
 


Inbound USA Checking

Our Inbound USA Checking is a great, everyday checking account with many convenient features, including:

  • No monthly service charges – Enjoy free checking with no balance or activity requirements
  • No foreign transaction fees – Make debit card purchases outside the U.S. without incurring a fee
  • Unlimited free ATMs – Use any ATM in the U.S. for free, plus we’ll reimburse other banks’ ATM fees
  • Debit Card Rewards – Earn one Advancial Rewards point for every $5 you spend on purchases
  • Send international wire transfers through online banking with reasonable fees

AUTO LOANS AND LEASES

We offer affordable rates and flexible terms for new and used auto financing and leasing. We also offer an additional rate discount when you establish automatic payments.

MORTGAGES

We make buying a U.S. home easier for non-U.S. citizens because we remove many of the restrictions you would find at other financial institutions. Mortgages are available in all 50 states. You can be pre-approved for a mortgage even before finding your home so you and your family can house-hunt with confidence.

OTHER SERVICES

  • Free online banking
  • Free mobile banking
  • Free remote deposit
  • Free direct deposit
 
  • Free bill payer
  • Free electronic statements
  • No foreign transaction fees
  • Foreign currency services
  • Membership for immediate family members

If you have any questions or need additional details about the program, please visit your nearest Advancial branch or call one of our dedicated representatives at 800.322.2709.

 

Get the Latest News

a man feet dangling through the ceiling after falling through

Eight Ways to Spot a Home Improvement Scam

If you’re hiring a contractor to make improvements on your home, be alert! Home improvement scams are more common than you may think, and they can cost you a lot. 
Continue to Article
Retirement fund piggy bank

How to Invest for Retirement

Investing can be one of the best ways to help your money grow. If you have a goal, like being able to retire someday, investments can offer a greater chance of increasing in value at a faster rate compared with money placed in an interest-bearing account.
Continue to Article
People looking at clipboard

How to Choose a Real Estate Agent

As you start on the path of finding a home, having a real estate agent guide you in the process can make a difference.
Continue to Article
Leaving Advancial.org
You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
My Loan Applications
You are leaving www.advancial.org and entering the Loan Applications site.
Continue