BRANCH LOBBIES ARE OPEN FOR NORMAL BUSINESS HOURS– Learn More Here

Share Insurance Coverage

Share Insurance Coverage

The NCUA, like the FDIC for banks, lets you have confidence in knowing that your money is safe.

Advancial is federally insured by The National Credit Union Administration (NCUA) which administers The National Credit Union Share Insurance Fund (NCUSIF). The NCUA, like its banking counterpart, the FDIC, assures Advancial members that their money is safe.

NCUA's Internet site provides a directory of federally insured credit unions.

What is NCUA?

NCUA is an independent agency of the United States government that regulates, charters and supervises federal credit unions. NCUA also administers NCUISF. Backed by the full faith and credit of the United States government, the NCUISF insures credit unions and the vast majority of state-chartered credit unions.

What does NCUISF cover?

Share insurance coverage offered through the NCUSIF protects members against losses if a federally insured credit union should fail. You can confidently join and conduct business with federally insured credit unions because no member has ever lost a penny from accounts insured by the NCUSIF.

The standard share insurance amount is $250,000 per share owner, per insured credit union, for each account ownership category. The $250,000 standard share insurance account became permanent through the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

To learn more about NCUA or NCUISF, visit the following links:

*Information provided by: NCUA

Get the Latest News

a girl and a piggy bank

Savings Accounts: More Than a Piggy Bank

Your first experience with saving money may have come from putting spare change in a piggy bank. Over time, the piggy likely got heavier and fuller until one day, you broke it open to buy that toy you had been saving for. This is a good lesson in delaying gratification – putting money aside today to use later.
Continue to Article
a woman smiling

Advancial Checking 101: Smart Ways to Manage Your Money

A checking account that makes you pay to access your own money is no friend to your finances. Truth is, plenty of banks charge fees that can chip away at your account balance. Not so at Advancial.
Continue to Article
Woman looking at a document

Consolidating Debt: When does it make sense?

Debt can be hard to crawl out of, especially when payments on credit cards, consumer loans and student loans continue to pile up on top of your living expenses.
Continue to Article
Leaving Advancial.org
You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
My Loan Applications
You are leaving www.advancial.org and entering the Loan Applications site.
Continue