Share Insurance Coverage

Share Insurance Coverage

The NCUA, like the FDIC for banks, lets you have confidence in knowing that your money is safe.

Advancial is federally insured by The National Credit Union Administration (NCUA) which administers The National Credit Union Share Insurance Fund (NCUSIF). The NCUA, like its banking counterpart, the FDIC, assures Advancial members that their money is safe.

NCUA's Internet site provides a directory of federally insured credit unions.

What is NCUA?

NCUA is an independent agency of the United States government that regulates, charters and supervises federal credit unions. NCUA also administers NCUISF. Backed by the full faith and credit of the United States government, the NCUISF insures credit unions and the vast majority of state-chartered credit unions.

What does NCUISF cover?

Share insurance coverage offered through the NCUSIF protects members against losses if a federally insured credit union should fail. You can confidently join and conduct business with federally insured credit unions because no member has ever lost a penny from accounts insured by the NCUSIF.

The standard share insurance amount is $250,000 per share owner, per insured credit union, for each account ownership category. The $250,000 standard share insurance account became permanent through the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

To learn more about NCUA or NCUISF, visit the following links:

*Information provided by: NCUA

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