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Banking Redefined Terms and Conditions

Banking Redefined Terms and Conditions

Advancial Federal Credit Union #BankingRedefined Sweepstakes Official Rules
“You” and “your” and like terms and “participant” when used in these Official Rules means the person who completes an entry form and his/her successors and permitted assigns. By entering the Sweepstakes, you acknowledge that you have received and read and that you fully and unconditionally agree to and accept these Official Rules.
  1. Eligibility: The Advancial Federal Credit Union #BankingRedefined Sweepstakes (the “Sweepstakes”) is open only to legal residents of the states of Texas, Oklahoma, Louisiana and Alaska who are at least eighteen (18) years old at the time of the Sweepstakes entry. RESIDENTS OF ANY OTHER STATES ARE NOT ELIGIBLE TO PARTICIPATE IN THE SWEEPSTAKES. In addition, employees, directors, officers, and volunteers of Advancial Federal Credit Union, affiliates, subsidiaries, advertising and promotion agencies, and suppliers of Advancial, and their immediate family members and/or those living in the same household, are not eligible to enter or participate in the Sweepstakes. Offer void where prohibited.
  1. Sponsor: The official sponsor of the Sweepstakes is Advancial Federal Credit Union (“Advancial” or “Sponsor”) Located at 1845 Woodall Rodgers Fwy., Ste. 1300, Dallas, TX, 75201.
  1. Prize: A total of twelve (12) prizes will be awarded (one per month) valued at approximately two hundred fifty dollars ($250.00 USD) each. These prizes will include, or be similar to, Amazon Echo Show, Apple AirPods Pro, SimpliSafe Home Security System, iRobot Roomba, Nespresso Coffee and Espresso Maker or similar household or personal items. Prizes are awarded “as is” without any warranty or guarantee, express or implied, by Sponsor. One (1) winner will be selected per month at random from all eligible entry forms received during the Promotional Period for a total of twelve (12) winners. Prizes may not be redeemed for cash. No substitution of prize or transfer/assignment of prize to others is permitted except at Advancial’s discretion. Only one prize may be awarded per entrant during the Promotional Period.
  1. Odds of Winning: The odds of winning depend on the final number of entries received. Advancial expects to receive as many as 100 entries per month, with odds of winning estimated at approximately 1:100.
  1. Promotional Period: The Sweepstakes begins January 1, 2020 at 12:00 a.m. Central Time (“CT”) and ends on December 15, 2020 at 11:59 p.m. CT (the “Promotional Period”).
  1. How to Enter: There are three (3) ways to enter the Sweepstakes during the Promotional Period.
  1. In-branch Entry: To enter at a branch, simply provide your information to a Member Service Representative and notify them that you’d like to enter the #BankingRedefined Sweepstakes. They will need your name, address, city, state, ZIP code, e-mail address, and daytime and evening telephone numbers (including area code).
  2. Mail-In Entry: To enter by U.S. Mail, entrants must hand-print their first and last name, address, city, state, ZIP code, e-mail address, and daytime and evening telephone numbers (including area code) on a 3” x 5” card, and mail, in a #10 envelope, with postage affixed, to Advancial Federal Credit Union, Attn: Marketing, Hashtag Contest, 1845 Woodall Rodgers Fwy, Suite 1300, Dallas, TX 75201. Each mail-in entry will count as one (1) entry into the drawing and must be mailed in a separate postmarked-and-stamped envelope. Entrants may alternatively hand-deliver their 3” x 5” card to any Advancial branch location.
  3. Online: To enter online, visit this URL: and enter all required information fields. Online entries will be considered received when actually received by the Sponsor.
In all cases, incomplete entries will not be counted as eligible for the drawing.
  1. Lost, Damaged or Incomplete Entries: Advancial is not responsible for entries not received due to difficulty accessing the internet, service outage or delays, any software, hardware, computer or networking issue, postal service delays, or any other circumstances, technical or otherwise, beyond Advancial’s control. Advancial is not responsible for lost, late, incomplete, invalid, corrupted, illegible, unintelligible or misdirected entries, which (if received) will be disqualified. Proof of mailing or electronic transmission does not constitute proof of delivery. All entries become the property of Advancial and will not be returned or acknowledged.
  1. One Entry Per Person: Only one (1) entry per person is permitted per month, regardless of the method of entry used; however, you may not enter again once you have won a prize. Any attempt by any one or more entrants to obtain more than one entry through any means including, without limitation, using multiple or different e-mail addresses, identities, registrations, log-ins, or other methods will void all entries from that entrant and such entrant will be disqualified.
  1. Winner Selection and Notification: The twelve (12) winning entrants will be selected in a random drawing on the last business day of every month except for December, which will be drawn on the fifteenth day of the month from qualifying entries actually received by Advancial during the Promotional Period. The random drawing will take place at Advancial’s branch location at 1845 Woodall Rodgers Fwy., Suite 1300, Dallas, TX 75201. Winners will be notified immediately using the information provided on their entry form. If Advancial is unable to contact a chosen winner by phone, mail or email within ten (10) calendar days of the drawing date, his or her entry shall be voided and a new winner will be chosen by random drawing from the remaining entries. Delivery of the prize will be within the sole discretion of Advancial.
  1. Responsibility of Winners: Winners are solely responsible for all applicable taxes in connection with the award or acceptance of any prize, and the reporting consequence thereof. Any and all prize related expenses, including, without limitation, any and all federal, state, and/or local taxes, shall be the sole responsibility of each winner.
  1. Rights Granted by You: By entering this Sweepstakes and accepting any prize, you understand and agree that Advancial, anyone acting on behalf of Advancial, or its/their respective licensees, successors and assigns, will have the right, where permitted by law, without any further notice to you, to print, publish, broadcast, distribute, and use, worldwide, in any media now known or hereafter, in perpetuity, your entry, including, without limitation, your name, portrait, picture, voice, likeness, image or statements about the Sweepstakes, and biographical information. Such information may be used, without limitation, for purposes of news, publicity, trade, advertising, public relations and promotion without any further compensation to you.
  1. Additional Terms and Conditions: Advancial reserves the right, in its sole discretion and without notice, to cancel, terminate, modify or suspend the Sweepstakes if it appears that a virus, bug, non-authorized human intervention, fraud or other causes beyond its control may corrupt, affect, or call into question the administration, security, fairness or proper conduct of the Sweepstakes. In such case, Advancial may, but is not required to, select the recipients from all eligible entries received prior to and/or after (if appropriate) any such action taken by Advancial. Advancial reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or violates these Official Rules or applicable law. Any attempt by an entrant to deliberately damage or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws and should such an attempt be made, Advancial reserves the right to seek damages from any such person to the fullest extent permitted by law.
  1. No Warranties or Replacements:  Sponsor disclaims all warranties, express or implied, and makes no representations whatsoever with respect to prizes awarded including, without limitation, as to performance or non-defects.  Sponsor is under no obligation to replace any prizes for any reason including, without limitation, for part or full failure to perform or defective parts.  PRIZES ARE AWARDED “AS IS”.  Some prizes, but not all, may have a manufacturer’s warranty which may or may not cover defective parts or performance issues.  Winner agrees to address all performance and defective parts issues directly with the manufacturer and that Sponsor has no responsibility or liability in this regard.
  1. Limitation of Liability: By entering you agree to release and hold harmless Advancial and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers and directors and anyone acting on their behalf from any liability, illness, injury, death, loss, litigation, claim or damage that may occur, directly or indirectly, whether caused by negligence or not, from (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof, (ii) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network, hardware or software; (iii) the unavailability or inaccessibility of any transmissions or telephone or internet service; (iv) unauthorized human intervention in any part of the entry process or the Sweepstakes; (v) electronic or human error which may occur in the administration of the Sweepstakes or the processing of entries. Some prizes may require additional expenditures to install or use the prize.  Advancial is not responsible for any such expenditures and the winner agrees that all such expenditures shall be the winner’s sole responsibility. 
  1. Official Rules and Applicable Law: The Sweepstakes is subject to all applicable federal, state and local laws and regulations. Participation in the Sweepstakes constitutes entrant’s full and unconditional agreement to these Official Rules which are final and binding in all matters related to the Sweepstakes. All determinations with regard to the interpretation and enforcement of these Official Rules shall be final and binding in all respects. Winning a prize is contingent upon fulfilling all requirements set forth herein. The receipt by winner of any prize offered in this Sweepstakes is conditioned upon compliance with these Official Rules and with any and all applicable federal, state or local laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT ADVANCIAL’S SOLE JUDGMENT) WILL RESULT IN SUCH WINNER’S DISQUALIFICATION AS A WINNER OF THE SWEEPSTAKES AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.
  1. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF THE UNITED STATES OF AMERICA AND THE STATE OF TEXAS, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Texas having jurisdiction. Further, in any such dispute, except where prohibited by law, under no circumstances will participant be permitted to obtain awards for, and hereby waives all rights to claim, punitive, incidental, or consequential damages, including reasonable attorneys’ fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes), and participant further waives all rights to have damages multiplied or increased.
  1. Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the Advancial Federal Credit Union Website. To read the Privacy Policy, please visit:
  1. Winners List: To obtain a copy of the winners’ names or a copy of these Official Rules, please contact or mail your request along with a stamped, self-addressed envelope to: Advancial Federal Credit Union, Attn: Marketing, #BankingRedefined Contest, 1845 Woodall Rodgers Fwy., Suite 1300, Dallas, TX 75201.

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