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Give yourself some credit – just make sure it’s the best.

Give yourself some credit – just make sure it’s the best.

See how Visa® Rewards Plus offers more for our members than the competition - and you could save $7,500 in interest4.

Everyone claims their credit card is the best, but do they have the proof to back it up? We’ve decided to compare our Visa Rewards Plus credit card with other credit cards from some of the largest financial institutions in the world to see how we measure up.
 
With Visa Rewards Plus, you won’t have to deal with annoying fees or high rates – all while earning unlimited rewards up to 1.5%1.

We’re in the business of providing the best accounts and services for the benefit of our members, not for profits. The proof is in the numbers - see for yourself!3
 
Where else can you get an incredibly low rate and unlimited reward points?
Only at Advancial.
1 Spend between $1-$2,499 and earn 1% rewards. Earn 1.5% when you spend $2,500+ or when you make 25+ purchases during a billing cycle.
2 After the introductory period, your interest rate will be 8.90% - 14.90% based on creditworthiness. APR = Annual Percentage Rate.
3 Data for comparison sourced from Chase.com, BankofAmerica.com and CapitalOne.com as of 11/8/19.

4 Approximate average savings based on a $10,000 balance paid in 3% minimum payment installments with Visa Rewards Plus, including a 0% introductory APR for the first 12 months and 8.9% APR thereafter with no balance transfer fee, resulting in repayment taking 165 months and costing $2,190 in interest. Compared to the same $10,000 balance paid in 3% minimum payment installments at the national average APR of 17.71% as of 8/23/19 according to creditcards.com, resulting in repayment taking 241 months and costing $9,392. Subtracting $2,190 from $9,392 yields a difference of $7,202. Adding on the national average balance transfer fee of 3% or $300 in the case of a $10,000 balance, a person in this situation could save approximately $7,500 by transferring their balance to Visa Rewards Plus.
 

View Cardholder Agreement (PDF)
View Rates and Fees (PDF)
View Advancial Rewards Terms and Conditions (PDF)

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