Recently Funded Deals
$2,400,000 Home Purchase
Texas
- 80% LTV with borrowed down payment and gift funds used for purchase
- Approved despite 250% payment shock due to strong compensating factors
- Pre-approval to clear-to-close in just 9 business days — we save loans!
$1,500,000 Non-warrantable Co-op
New York City
- No cap on cash-in-hand from Advancial
- Qualified using both asset depletion and self-employment income (cash-out proceeds counted as an asset)
- Only one appraisal required; pre-approval to clear-to-close in just 17 days
$5,460,000 Purchase
California
- Departing residence omitted from DTI since it was listed for sale
- Approved despite a recent 30-day mortgage late
- Advancial steps in when others step out — we save loans!
More Recently Funded Loans
Here’s a look at a few more closings our team has recently completed.
- One purchase loan for new 2nd home
- One cash out loan on old 2nd home with proceeds used as down payment1
- Self-employment plus asset depletion income used to qualify
- Log home on 103 acres with equestrian barn and arena
- Hobby Farm with Forestry Zoning
- One-year tax return program used for income
- Comparable sales 30+ miles distant and dated
- Only one appraisal required!
- Agricultural exemption
- Departing residence removed from DTI and reserves
- Two-week rush closing
- One transferred appraisal used to qualify
- NOO - 1031 Exchange
- Immediate short-term rental income used to qualify
- Only one appraisal required
- 1031 exchanged funds used for down payment
- Off grid including solar, well water source, and butane heating
- Distant comparable sales on appraisal
- Only one appraisal required
Why Brokers Choose Advancial Wholesale
Your Success is Our Priority
From application to closing, Advancial Wholesale delivers the speed, consistency, and communication brokers depend on. Our team is dedicated to helping you close more loans with confidence — and building long-term relationships that go beyond the transaction.
- Fast Turn Times: Streamlined processing and underwriting keep your pipeline moving.
- Flexible Programs: From conventional to non-warrantable condo and more.
- Direct Communication: Work with a responsive team that’s just a call or email away.
- Trusted Partner: Backed by the strength and stability of Advancial Federal Credit Union.
