Everything you need in one card

Everything you need in one card

Don’t settle – get the best benefits!

With Visa® Rewards Plus, you’ll get an incredibly low rate and unlimited rewards with the same card! Get the card designed to give you everything you need – all while paying no annual fee.

  • After that, your APR is 8.90%-14.90% based on creditworthiness
  • Unlimited rewards up to 1.5%1 on every purchase
  • No annual fee
  • No balance transfer fee
  • No over-limit fee
  • No cash advance fee
Apply today and see how much you can save with Visa Rewards Plus!

Banking Designed for You



1 Earn unlimited 1% rewards on all purchases up to $2,500 and unlimited 1.5% rewards on all purchases when you spend $2,500+ or make 25+ purchases in one statement cycle.


View Cardholder Agreement (PDF)
View Rates and Fees (PDF)
View Advancial Rewards Terms and Conditions (PDF)

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The Advancial difference

Why Advancial Versus Other Alternatives?

Life is full of choices, including deciding whether to bank with a credit union, like Advancial, or a traditional bank. Unlike banks, credit unions like Advancial are not-for-profit organizations that exist exclusively to serve their members.
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5 Ways to Save on Vacation Transportation Costs

Steep cab fees and car rentals are some of the best ways to kill a vacation budget. Read on for five ways to get around for less while on your dream vacation. 
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Get Fit, Financially

You would never run a marathon without building up the strength, endurance and mental stamina needed to cross the finish line. Reaching fitness goals requires training and dedication. The same is true for financial fitness. If you have financial goals, you’re much more likely to reach them if you acquire and practice the fundamentals of financial fitness.

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Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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