Join the Best Credit Union in DFW

We're in it for our members— not for profits.

What Makes Advancial the Best?

At Advancial, our goal has always been to provide better benefits, fewer fees, lower loan rates and superior service for the benefit of our members - not for profits.

Best Credit Union in DFW

Thanks to our incredible members, Advancial has officially been voted as the Best Credit Union in DFW for 2026!

Discover the Advancial difference and the many advantages of banking with the best!

What Our Members Say About Advancial

Pamela M.

"Can’t imagine a better place to take care of my banking needs! Folks are ALWAYS friendly, helpful/knowledgeable and efficient! Can’t beat the value!"

Anna C.

"Responsiveness was excellent. I appreciated having a primary contact handling the details instead of having to call into a call center. The team was really on top of all documents and next steps, and made it easy for us."

Argelia G.

"I was really wowed by the great customer service. Both people at the desk greeted me and asked how they could help. Service was excellent, quick, and thorough. The young lady helping me was extremely knowledgeable and even pronounced my name correctly! The office and building are so beautiful! I came home and told my family about my experience."

Become a Member and Bank Better Today

Better Banking

As an Advancial member, you'll enjoy a checking account with no unnecessary fees, low credit card rates with unlimited rewards and lower loan rates.

The Ultimate Free Checking Account

No monthly service fees
No minimum balance
Unlimited free ATMs worldwide
Unlimited debit card rewards
Earn dividends on all balances

Check Out Ultimate Checking

Low Rates.
Unlimited Rewards.

No annual fee
0% intro APR for the first 6 months
After that, 9.90%-16.90% based on creditworthiness
Unlimited reward points

Low-Rate Personal Loan Options

Sometimes you need a little extra money. We've been there! That's why we offer several personal loan options to fit your needs. Whether you're consolidating debt, paying tuition or just have unexpected expenses– our low-rate personal loans allow you to get the money you need.

Browse Personal Loan Options

High-Rate Savings Certificates

As low as $1,000 minimum balance
No maximum deposit
Multiple term options to fit your needs
Guaranteed rate that's safe from market downturns

View Our Savings Certificates

Visit Your Local Branch

Allen

Frisco

Mesquite

North Dallas

Oak Lawn

Richardson

News & Knowledge Center

APR = Annual Percentage Rate

All accounts subject to approval. Restrictions and limitations apply.

View Cardholder Agreement (PDF)
View Rates and Fees (PDF)
View Advancial Rewards Terms and Conditions (PDF)

Join the Best Credit Union in DFW