Join the Best Credit Union in Mesquite

We're in it for our members— not for profits.

What Makes Advancial the Best?

At Advancial, our goal has always been to provide better benefits, fewer fees, lower loan rates and superior service for the benefit of our members - not for profits.

Best of Mesquite

Advancial has been named the Best Credit Union in Mesquite in the Star Local Media Reader's Choice Awards for five years in a row, 2021 - 2025. Readers choose the best businesses in their community and we are proud to have been chosen in Mesquite!

What Our Members Say About Advancial

Patrice E.

"Customer service is always top notch at the Mesquite branch."

Leda R.

"The Mesquite branch has some wonderful people working there. Every time I go up there or talk to them over the phone they are so nice and sometimes we have a good laugh."

Cynthia C.

"Thank you for always being such a good bank from the start. The ladies at the Mesquite location were wonderful and my teller was very helpful."

Become a Member and Bank Better Today

Banking Designed for You

As an Advancial member, you'll enjoy a checking account with no unnecessary fees, low credit card rates with unlimited rewards and lower loan rates.

The Ultimate Free Checking Account

No monthly service fees
No minimum balance
Unlimited free ATMs worldwide
Unlimited debit card rewards
Earn dividends on all balances

Check Out Ultimate Checking

Low Rates.
Unlimited Rewards.

No annual fee
0% intro APR for the first 6 months
After that, 9.90%-16.90% based on creditworthiness
Unlimited reward points

Low-Rate Personal Loan Options

Sometimes you need a little extra money. We've been there! That's why we offer several personal loan options to fit your needs. Whether you're consolidating debt, paying tuition or just have unexpected expenses– our low-rate personal loans allow you to get the money you need.

Browse Personal Loan Options

High-Rate Savings Certificates

As low as $1,000 minimum balance
No maximum deposit
Multiple term options to fit your needs
Guaranteed rate that's safe from market downturns

View Our Savings Certificates

See How Advancial Excels in Your Area

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APY = Annual Percentage Yield, APR = Annual Percentage Rate

Visit Your Local Branch

Mesquite Branch Details

News & Knowledge Center

Raising a Financially Savvy Child

In today's fast-paced and complex world, it is crucial for parents to equip their children with financial skills that help them navigate the challenges of managing money. By instilling good financial habits early on, parents can lay the foundation for a financially savvy future.

April 26, 2023

happy couple shaking hands with a financial advisor

When Should I Work with a Financial Advisor?

It’s easy to wonder if you’re making the right decisions or missing out on opportunities to grow your wealth. That’s why many people consider working with a financial advisor.

December 15, 2025

person typing on laptop with a graphic representing two-factor authentication

How to Defend Yourself Against 2026 Fraud Trends

To protect yourself in 2026, consumers need to shift from “spot the obvious scam” to verifying everything—even when it looks real. These are five of the most common fraud trends in 2026.

April 29, 2026

Credit Scores 101

Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.

January 18, 2023

APR = Annual Percentage Rate

All accounts subject to approval. Restrictions and limitations apply.

View Cardholder Agreement (PDF)
View Rates and Fees (PDF)
View Advancial Rewards Terms and Conditions (PDF)