Join the Best Bank in Acadiana

We're in it for our members— not for profits.

What Makes Advancial the Best?

At Advancial, our goal has always been to provide better benefits, fewer fees, lower loan rates and superior service for the benefit of our members - not for profits.

Best of Acadiana

We're extremely proud of our deep roots in Lafayette and the surrounding communities. We've been honored to be named Best Bank in Acadiana eight years in a row, 2018 - 2025, Best Financial Planning Services four years in a row, 2022-2025, and Best Mortgage Lending Company in 2025.

The Official Community Choice Awards of Acadiana “Best Of” contest honors the top people, places, and businesses in the region — all chosen by members of the local community!

What Our Members Say About Advancial

Reginald V.

"Johnston Street Branch is Top Notch!!"

A.G. B.

"The staff at the Kaliste Saloom Branch, Lafayette, Louisiana is friendly and knowledgeable. Always a pleasure going to this branch bank."

Gary N.

"Staff is very friendly and eager to help."

Become a Member and Bank Better Today

Banking Designed for You

As an Advancial member, you'll enjoy a checking account with no unnecessary fees, low credit card rates with unlimited rewards and lower loan rates.

The Ultimate Free Checking Account

No monthly service fees
No minimum balance
Unlimited free ATMs worldwide
Unlimited debit card rewards
Earn dividends on all balances

Check Out Ultimate Checking

Low Rates.
Unlimited Rewards.

No annual fee
0% intro APR for the first 6 months
After that, 9.90%-16.90% based on creditworthiness
Unlimited reward points

Low-Rate Personal Loan Options

Sometimes you need a little extra money. We've been there! That's why we offer several personal loan options to fit your needs. Whether you're consolidating debt, paying tuition or just have unexpected expenses– our low-rate personal loans allow you to get the money you need.

Browse Personal Loan Options

High-Rate Savings Certificates

As low as $1,000 minimum balance
No maximum deposit
Multiple term options to fit your needs
Guaranteed rate that's safe from market downturns

View Our Savings Certificates

See How Advancial Excels in Your Area

Showing comparable rates in

PROD NAME

0.0%

: 0.0%

APPLY NOW

Analysis by Rate.net as of .
APY = Annual Percentage Yield, APR = Annual Percentage Rate

Visit Your Local Branch

Lafayette

South Lafayette

News & Knowledge Center

Making Sense of Our Current Inflation

As you may have noticed when buying anything lately, America is experiencing significant inflation – the highest in 40 years, according to economists. What really is inflation? How did we get to this point? What’s being done about it? And most importantly, what can you do to reduce the effect of inflation on your personal budget?

July 17, 2023

Safeguard Your Finances When Shopping Online

What’s not to love about shopping online? After browsing and a couple of clicks, merchandise is delivered to your door. Along with ease and convenience, online shopping can offer plenty of opportunities for thieves and scammers to steal your financial information.

October 10, 2023

Fraud: Spoofing Explained

Hackers often try to take advantage of unsuspecting people by posing as their financial institution, referred to as spoofing. They often use common communication methods, such as phone calls, email or text messages.

July 19, 2023

Credit Scores 101

Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.

January 18, 2023

APR = Annual Percentage Rate

All accounts subject to approval. Restrictions and limitations apply.

View Cardholder Agreement (PDF)
View Rates and Fees (PDF)
View Advancial Rewards Terms and Conditions (PDF)