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Join the Best Bank in Acadiana

As a credit union, any profits we make are turned around and given back to our members. We're here to serve you.

What Makes Advancial the Best?

At Advancial, our goal has always been to provide better benefits, fewer fees, lower loan rates and superior service for the benefit of our members - not for profits.

Best of Acadiana

We're extremely proud of our deep roots in Lafayette and the surrounding communities. We've been honored to be named Best Bank in Acadiana eight years in a row, 2018 - 2025, Best Financial Planning Services four years in a row, 2022-2025, and Best Mortgage Lending Company in 2025.

The Official Community Choice Awards of Acadiana “Best Of” contest honors the top people, places, and businesses in the region — all chosen by members of the local community!

Banking Designed for You

As an Advancial member, you'll enjoy a checking account with no unnecessary fees, low credit card rates with unlimited rewards and lower loan rates.

The Ultimate Free Checking Account

No monthly service fees
No minimum balance
Unlimited free ATMs worldwide
Unlimited debit card rewards
Earn dividends on all balances

Check Out Ultimate Checking

Low Rates. Unlimited Rewards.

No annual fee
0% intro APR for 12 months-After that, 9.90%-16.90% based on creditworthiness
Unlimited reward points
No penalty rate

More on Visa Rewards Plus

Low-Rate Personal Loan Options

Sometimes you need a little extra money. We've been there! That's why we offer several personal loan options to fit your needs. Whether you're consolidating debt, paying tuition or just have unexpected expenses– our low-rate personal loans allow you to get the money you need.

Browse Personal Loan Options

High-Rate Savings Certificates

As low as $1,000 minimum balance
No maximum deposit
Multiple term options to fit your needs
Guaranteed rate that's safe from market downturns

View Our Savings Certificates

See How Advancial Excels in Your Area

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Analysis by Datatrac as of .
APY = Annual Percentage Yield, APR = Annual Percentage Rate

What Our Members Say About Advancial

Reginald V.

"Johnston Street Branch is Top Notch!!"

A.G. B.

"The staff at the Kaliste Saloom Branch, Lafayette, Louisiana is friendly and knowledgeable. Always a pleasure going to this branch bank."

Jesse P.

"Prompt, courteous service. No wait time. Facility well maintained and clean."

Become a Member and Bank Better Today

Visit Your Local Branch

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South Lafayette

News & Knowledge Center

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Strengthen Your Password, Strengthen Your Security

At Advancial, we’re committed to helping you protect your accounts. Here's how to build better passwords and reduce the risk of compromise.

June 25, 2025

Incorporating Financial Education into Your Wellness Program

When it comes to Workplace Financial Wellness, one of the first questions asked by Benefits Administrators is, “How do I incorporate this type of benefit into my overall wellness plan?”

November 30, 2022

Savings Tips for Every Life Stage

Whether you’re just starting out in your career or nearing retirement, maximizing your savings may help you reach your goals and overcome any financial bumps in the road.

April 14, 2023

Dos and Don'ts of Credit Repair

If you've recently been rejected from a credit or loan application, it may be because of your credit score being too low. If that’s the case, there are a number of reasons why that may be.

February 28, 2023

APR = Annual Percentage Rate

All accounts subject to approval. Restrictions and limitations apply.

View Cardholder Agreement (PDF)
View Rates and Fees (PDF)
View Advancial Rewards Terms and Conditions (PDF)

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