Join the Best Bank in Acadiana

We're in it for our members— not for profits.

What Makes Advancial the Best?

At Advancial, our goal has always been to provide better benefits, fewer fees, lower loan rates and superior service for the benefit of our members - not for profits.

Best of Acadiana

We're extremely proud of our deep roots in Lafayette and the surrounding communities. We've been honored to be named Best Bank in Acadiana eight years in a row, 2018 - 2025, Best Financial Planning Services four years in a row, 2022-2025, and Best Mortgage Lending Company in 2025.

The Official Community Choice Awards of Acadiana “Best Of” contest honors the top people, places, and businesses in the region — all chosen by members of the local community!

What Our Members Say About Advancial

Tylynn R.

"You guys are great and always treat me like family. There’s not another bank I’d rather go to."

William R.

"The officer who greeted me and opened the door for me was very nice, like everyone inside. I definitely love the round fish tank in the entrance."

Jesse P.

"Prompt, courteous service. No wait time. Facility well maintained and clean."

Become a Member and Bank Better Today

Banking Designed for You

As an Advancial member, you'll enjoy a checking account with no unnecessary fees, low credit card rates with unlimited rewards and lower loan rates.

The Ultimate Free Checking Account

No monthly service fees
No minimum balance
Unlimited free ATMs worldwide
Unlimited debit card rewards
Earn dividends on all balances

Check Out Ultimate Checking

Low Rates.
Unlimited Rewards.

No annual fee
0% intro APR for the first 6 months
After that, 9.90%-16.90% based on creditworthiness
Unlimited reward points

Low-Rate Personal Loan Options

Sometimes you need a little extra money. We've been there! That's why we offer several personal loan options to fit your needs. Whether you're consolidating debt, paying tuition or just have unexpected expenses– our low-rate personal loans allow you to get the money you need.

Browse Personal Loan Options

High-Rate Savings Certificates

As low as $1,000 minimum balance
No maximum deposit
Multiple term options to fit your needs
Guaranteed rate that's safe from market downturns

View Our Savings Certificates

See How Advancial Excels in Your Area

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Visit Your Local Branch

Lafayette

South Lafayette

News & Knowledge Center

Making Sense of Our Current Inflation

As you may have noticed when buying anything lately, America is experiencing significant inflation – the highest in 40 years, according to economists. What really is inflation? How did we get to this point? What’s being done about it? And most importantly, what can you do to reduce the effect of inflation on your personal budget?

July 17, 2023

A Checklist for an Organized Estate

Estate planning is a smart thing to do to protect your assets and ease an already difficult time for your loved ones. However, starting the process and executing it effectively can be challenging. Making plans for distributing your money, home and other assets after you’re gone may be uncomfortable, but it’s important to address the topic so you and your loved ones are prepared.

July 19, 2022

person handing over money to pay off debt

How to Pay Off Your Debt: Snowball vs. Avalanche

Feeling buried under debt can be stressful, but creating a clear plan can make it much more manageable. Two popular approaches — the snowball method and the avalanche method — offer different paths to becoming debt-free.

December 15, 2025

Savings Tips for Every Life Stage

Whether you’re just starting out in your career or nearing retirement, maximizing your savings may help you reach your goals and overcome any financial bumps in the road.

April 14, 2023

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All accounts subject to approval. Restrictions and limitations apply.

View Cardholder Agreement (PDF)
View Rates and Fees (PDF)
View Advancial Rewards Terms and Conditions (PDF)

Join the Best Bank in Acadiana