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Join the Best Bank in Acadiana

We're in it for our members— not for profits.

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What Makes Advancial the Best?

At Advancial, our goal has always been to provide better benefits, fewer fees, lower loan rates and superior service for the benefit of our members - not for profits.

Best of Acadiana



We're extremely proud of our deep roots in Lafayette and the surrounding communities. We've been honored to be named Best Bank in Acadiana eight years in a row, 2018 - 2025, Best Financial Planning Services four years in a row, 2022-2025, and Best Mortgage Lending Company in 2025.

The Official Community Choice Awards of Acadiana “Best Of” contest honors the top people, places, and businesses in the region — all chosen by members of the local community!

What Our Members Say About Advancial
Tylynn R.
"You guys are great and always treat me like family. There’s not another bank I’d rather go to."
William R.
"The officer who greeted me and opened the door for me was very nice, like everyone inside. I definitely love the round fish tank in the entrance."
Reginald V.
"Johnston Street Branch is Top Notch!!"
Become a Member and Bank Better Today

Banking Designed for You

As an Advancial member, you'll enjoy a checking account with no unnecessary fees, low credit card rates with unlimited rewards and lower loan rates.

The Ultimate Free Checking Account

  • No monthly service fees
  • No minimum balance
  • Unlimited free ATMs worldwide
  • Unlimited debit card rewards
  • Earn dividends on all balances
Check Out Ultimate Checking

Low Rates.
Unlimited Rewards.

  • No annual fee
  • 0% intro APR for 12 months
    After that, 9.90%-16.90% based on creditworthiness
  • Unlimited reward points
More on Visa Rewards Plus

Low-Rate Personal Loan Options

Sometimes you need a little extra money. We've been there! That's why we offer several personal loan options to fit your needs. Whether you're consolidating debt, paying tuition or just have unexpected expenses– our low-rate personal loans allow you to get the money you need.
Browse Personal Loan Options

High-Rate Savings Certificates

  • As low as $1,000 minimum balance
  • No maximum deposit
  • Multiple term options to fit your needs
  • Guaranteed rate that's safe from market downturns
View Our Savings Certificates

See How Advancial Excels in Your Area

PROD NAME

999 Lifetime Savings:

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: 0.0%
: 0.0%
APPLY NOW

Analysis by Datatrac as of .
APY = Annual Percentage Yield, APR = Annual Percentage Rate

Become a Member of the Best Credit Union in Acadiana
Apply Online Today

Visit Your Local Branch
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Lafayette
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South Lafayette

Ready for better benefits, fewer fees, lower loan rates and superior service?

Apply Now and Bank with the Best

News & Knowledge Center
concerned woman by a christmas tree looking at her phone and holding her credit card

5 Common Holiday Scams to Avoid During the Holiday Season
The holidays are upon us! That means it’s the most popular time of year for scammers to earn their stockings full of coal. Don’t ruin your holidays by falling victim to their empty presents and Grinch-like tricks.
November 24, 2025

A Checklist for an Organized Estate
Estate planning is a smart thing to do to protect your assets and ease an already difficult time for your loved ones. However, starting the process and executing it effectively can be challenging. Making plans for distributing your money, home and other assets after you’re gone may be uncomfortable, but it’s important to address the topic so you and your loved ones are prepared.
July 19, 2022

A Guide to Avoiding Financial Fraud
Every day, fraudsters are hard at work trying to steal personal financial information from hardworking, honest people like you. They are more clever than ever, so you need to stay informed about how to avoid falling victim to their schemes.
March 13, 2023

Checking 101

A checking account that makes you pay to access your own money is no friend to your finances. The truth is, plenty of banks charge fees that can chip away at your account balance. That’s not the case at Advancial. As a not-for-profit credit union, our checking accounts are designed to benefit your bottom line, not a bank’s shareholders.
May 02, 2023
APR = Annual Percentage Rate
All accounts subject to approval. Restrictions and limitations apply.
View Cardholder Agreement (PDF)
View Rates and Fees (PDF)
View Advancial Rewards Terms and Conditions (PDF)
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