All Advancial locations are closed Monday, May 29 for Memorial Day. Regular business hours will resume Tuesday, May 30.

Ultimate Checking

A checking account built by members for members.

Ultimate Checking

A checking account built by members for members.
No monthly service fee
Access to shared branching
Unlimited free ATMs
Debit card
rewards
Free online banking
Free mobile banking

Ultimate Checking Features

Ultimate Checking was built by our members. We took everything you liked and put it all in one amazing premier checking account, because our goal is to create value - not profits.

Save UpSM makes saving an easy, automatic process. By automatically rounding up your transactions and depositing it into your savings account you'll reach your savings goals in no time. Plus Advancial matches 100% of your transfers for the first 30 days and 5% thereafter. 

Check Clear® is a courtesy overdraft program tied to your checking account. This service includes a $10.00 Insufficient Funds (NSF) fee which will be charged a maximum of twice per day.  We also offer free overdraft transfers from savings or a line of credit. 
Monthly Service Fee None
Service Fees on Non-Advancial ATMs None
Earns Dividends Yes
Instant-Issue Debit Card Free
Debit Rewards One point for every $5 spent1
Advancial and non-Advancial Account Transfers Free
Overdraft Transfer from Savings Free
Overdraft Transfer from Line of Credit Free
Checks Free
Foreign Transaction Fee None
Bill Payer Free
cuAnywhere® Online & Mobile Banking Free
Online Check Images Free
Remote Check Deposits Free
Mobile Wallet Support Apple, Samsung, Android

Get the Latest News

are you ready for a checking account

Are you ready for a checking account?

A checking account is an essential part of managing your finances and adulting. It’s useful for paying bills, depositing checks and keeping track of your money. Checking accounts come with a debit card for convenience, so there’s no need to carry a checkbook. You can also use mobile banking to deposit checks remotely and manage your account balance on the go.

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Advancial Checking 101: Smart Ways to Manage Your Money

A checking account that makes you pay to access your own money is no friend to your finances. Truth is, plenty of banks charge fees that can chip away at your account balance. Not so at Advancial.
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Six Side Hustles Anyone Can Do

Who wouldn’t love some extra pocket money? Here are six ideas for easy side hustles. Maybe one or more of them is right for you.  
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Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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