Teach your teen about credit cards.
Credit can be difficult to understand – especially for teens who are new to managing their finances. That’s why we created the Dinero Visa to help introduce teens to credit cards safely and responsibly, while making it simple for parents to monitor spending and provide guidance.1
0% intro APR for the first 6 Months2
Low APR of 9.90% after the intro period
No annual fee
No over-limit fee
Earns unlimited reward points on purchases3
No over-limit fee
Mobile app available
Carl R. Young Memorial Scholarship
Every spring, Dinero Teens members who are graduating juniors or seniors are eligible to apply for a chance to win one of four $2,500 scholarships. Named in memory of our longtime board member and volunteer, Carl R. Young, our hope is that this scholarship helps Advancial's young members succeed the way that Carl helped our credit union for so many years. Carl’s dedication and commitment to Advancial and our members was a vital part of our growth and success. His wisdom and long-term perspective helped guide and shape Advancial through many transitional moments in our history, and with this scholarship we honor his contributions and his memory.
The 2026 Carl R. Young Memorial Scholarship is now accepting submissions. To apply, download and complete the instructions on the application by Monday, April 27, 2026.
Dinero Checking
Frequently Asked Questions about Dinero Visa
To lock your card in cuAnywhere or the Advancial Mobile App, follow these steps:
- Log in to cuAnywhere Online Banking or the Advancial Mobile App
- Select Card Management > Card Controls
- Select or add the card in which you’d like to lock
- For cuAnywhere, click Lock or Unlock the card
- For the Advancial Mobile App, click the icon so that it shows Locked
- If you find your card, simply use the same steps to unlock it and begin using it again
- Log in to cuAnywhere Online Banking or the Advancial Mobile App
- Select Card Management > Card Maintenance
- For cuAnywhere, click Block Lost/Stolen Card
- For the Advancial Mobile App, click Card Blocking
- Select the card in which you’d like to block and click Block or Submit
- Log in to cuAnywhere® Online Banking or the Advancial Mobile App
- Select Card Management > Card Maintenance
- For cuAnywhere, click PIN Management
- Select the card in which you’d like to change your PIN and click Continue
- Enter your new PIN and click Save
- For the Advancial Mobile App, click PIN Set and follow the same steps mentioned above
You can also contact our Member Service Center at 800.322.2709, or 1+ 214.880.0141 for international calling, and say “change my credit card PIN”. Please have your card available.
Dinero Teens Newsletter
Dinero Teens: How Teens Can Avoid Credit Card Debt
You might not have a credit card yet, but learning how credit works before you use it is one of the smartest financial moves you can make. Credit cards can help you build credit—but only if you use them responsibly.
Dinero Teens: Why Credit Unions Often Offer Better Loan Rates
When it comes to borrowing money—whether for a car, a credit card, or school expenses—not all financial institutions work the same way. One reason credit unions often offer better loan and credit card rates is because they’re built differently than banks.
Dinero Teens: Compound Interest and the Importance of Investing Early
You don’t have to be rich—or even an adult—to start learning about investing. The earlier you understand how investing works, the more time your money has to grow. That’s a big deal, thanks to something called compound interest.
Dinero Teens: What is a Credit Score? Why Teens Should Care
A credit score is a number that shows how trustworthy you are with money. Lenders, landlords, and sometimes even employers use it to decide if they can trust you to pay back a loan, rent an apartment, or handle money responsibly. Scores usually range from 300 to 850—the higher, the better.
Credit qualifications for co-signer apply.
