Youth & Teen Banking
A smart financial future begins here.
Money Musketeers Kids Savings Club
We’re teaching children the basics of saving money to help better prepare them for the future. As a credit union, kids accounts are one of the most important tools in teaching financial literacy in our communities.
We’ve created a fun atmosphere that allows them to learn and have fun at the same time. This program provides positive reinforcement for your children by giving them rewards and fun prizes for growing their savings.
We’ve created a fun atmosphere that allows them to learn and have fun at the same time. This program provides positive reinforcement for your children by giving them rewards and fun prizes for growing their savings.
Dinero Teens Program
The Dinero Teens Program provides our members 13 to 18 years old with a way to learn more about the financial world. We offer a savings account, checking account, credit card and starter certificates all designed for teens. The Dinero Teens Program is the perfect way for teens to develop healthy financial habits that will last a lifetime.
Saving for College
Coverdell Education Savings Account
Advancial's Coverdell Education Savings Account (ESA) lets you help your child or family member prepare for college or any stage of education. Money saved grows tax-free and can be used for various educational expenses.
- Minimum deposit of $25
- Earnings grow tax-free
- Make contributions up to $2,000 per year for each child
- Transfer unused funds to a family member with no penalty
- Tax-free withdrawals for qualified expenses, including tuition, fees, books, supplies and more
Knowledge Center
Dinero Teens: Taxes 101 for Your First Job
If your first job is with a company—like working at a retail store, a restaurant, or an office—you'll notice that your paycheck isn't as big as you thought it would be.
April 22, 2025
Dinero Teens: Why Credit Unions Often Offer Better Loan Rates
When it comes to borrowing money—whether for a car, a credit card, or school expenses—not all financial institutions work the same way. One reason credit unions often offer better loan and credit card rates is because they’re built differently than banks.
March 13, 2026
Dinero Teens: 3 Common Types of Fraud Targeting Teens — and How to Avoid Them
Fraud is everywhere. From sneaky online scams to fake emails and text messages, fraudsters are always looking for ways to trick people into giving away their money or personal information.
April 22, 2025
Dinero Teens: How to Spend Money Wisely and Make Smarter Choices
Got some cash? Before you spend it, hit pause and ask yourself the right questions—because smart choices today add up to bigger wins tomorrow.
September 05, 2025
