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    Investment Services

    Committed to helping you pursue your financial goals.

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    Some investment services companies put their profits above yours.

    At Advancial, our investment services team is dedicated to investing in you and your future by helping you identify your financial goals and building a sound plan to pursue them. Our qualified advisors offer a full suite of financial investment services, including estimating your financial needs, minimizing the impact of taxes and portfolio diversification.

    We'll provide you with personalized, professional guidance and direction on the following:

    Comprehensive Financial Planning through LPL Financial, a Registered Investment Advisor

    Investment Management

    Retirement Planning for Individuals and Small Businesses

    IRA Rollover Services

    College Planning

    Estate Planning

    Insurance Services Available

    Including life, disability, and long-term care

    Our Seasoned Advisors
    Headshot of Ted Stanley

    Ted Stanley

    Ted Stanley has over 25 years of experience in the financial industry. Ted has Series 7, 63, 66 and 24 registrations through LPL Financial and is registered to offer stocks, bonds, mutual funds and many other securities instruments through broker/dealer LPL Financial. He is also licensed to sell life and disability insurance, as well as fixed and variable annuities through a number of quality carriers. Ted is available for appointments with any Houston, Lafayette or Anchorage members.

    Registered states: AK, AL, CA, CO, LA, MA, MS, NC, OK, TX
     
    • Phone: 281.752.8117 x 4117
    • Fax: 214.880.9538
    • Email: tstanley@advancial.org
    Headshot of Lorenzo Ruiz

    Lorenzo Ruiz III

    Lorenzo Ruiz is a seasoned financial advisor with over 20 years of experience in the financial services industry. Lorenzo holds the Series 7 license through LPL Financial. Lorenzo is available for appointments at any Dallas or Oklahoma branch locations.

    Registered states: CA, CO, CT, FL, IL, LA, MT, NC, NM, NV, OH, OK, PA, TX, UT, VA, WA
    Registered as IAR in the following states: NV, TX
     
    • Phone: 972.669.1314 x4034
    • Fax: 972.231.7577
    • Email: lruiz@advancial.org

    Tools & Resources

    Retirement Calculators

    Now is the time to get ready for your future to ensure you can retire comfortably. Our calculators can help make sure you're properly prepared for your financial future.
    • Based on my age, how much should I save for retirement?
    • Compare the Roth 401(k) to a Traditional 401(k)
    • How much retirement income may my 401(k) provide?
    • I'm retired, how long will my savings last?
    • Retirement income estimator
    • Should I spend my money or invest in an IRA?
    • Social security retirement income estimator
    Do the Math

    Knowledge Center

    Credit Scores 101
    Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.
    January 18, 2023

    Savings Tips for Every Life Stage
    Whether you’re just starting out in your career or nearing retirement, maximizing your savings may help you reach your goals and overcome any financial bumps in the road.
    April 14, 2023

    Why Should I Refer My Friends and Family to Advancial
    Credit unions are an essential part of our community. Our members are also your friends, family, co-workers and neighbors. They care enough about where they live to invest their money locally.
    March 31, 2023

    Understanding Wire Transfers: A Comprehensive Guide for Adults 
    Wire transfers are a powerful tool for moving money quickly and securely across the globe. Understanding how they work, the costs involved, and best practices for their use can help you make the most of this service with Advancial.
    August 09, 2024

    Disclosures

    View the backgrounds of the financial consultants on FINRA's BrokerCheck.

    Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Advancial Federal Credit Union (AFCU) and Advancial Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Advancial Investment Services and may also be employees of AFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of AFCU or Advancial Investment Services. The Advancial Investment Services site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial Registered Representatives associated with this site may only discuss or transact securities business with residents of the following states: AZ, CT, DE, FL, MA, MD, MI, NC, NH, NJ, NY, OH, PA, SC, TX, VA and WI. Securities and insurance offered through LPL or its affiliates are:

     

    Not Insured by NCUA or Any Other Government Agency
    		Not Credit Union Guaranteed
    		Not Credit Union Deposits or Obligations
    		May Lose Value

                

    Advancial Federal Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit LPL disclosures for more detailed information.
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