Savings Account Choices
We have a savings account available for all ages so everyone in the family can earn dividends on their savings.
Savings Account
You save it. We'll keep it safe. By opening a savings account, you establish membership with Advancial. As a not-for-profit credit union, this also means your membership makes you a part owner of Advancial.
Money Musketeers Kids Savings Club
We’re teaching children the basics of saving money to help better prepare them for the future. As a credit union, kids accounts are one of the most important tools in teaching financial literacy in our communities.
We’ve created a fun atmosphere that allows them to learn and have fun at the same time. This program provides positive reinforcement for your children by giving them rewards and fun prizes for growing their savings.
We’ve created a fun atmosphere that allows them to learn and have fun at the same time. This program provides positive reinforcement for your children by giving them rewards and fun prizes for growing their savings.
Dinero Teens Savings
Build a firm financial foundation for your teen. Our Dinero Teens savings account establishes your teen's membership with Advancial. With competitive dividend rates and flexible account access, a Dinero savings account is the best savings account for your teen.
Frequently Asked Questions About Savings Accounts
The minimum balance is $5. The minimum balance to earn dividends is $100.
You can make up to six (6) withdrawals on your savings account per month. Note: Transferring money from your savings to a checking account will count as one of the six transactions.
Savings withdrawals are governed by Regulation D, a rule established by the Federal Reserve. This regulation states exactly how many withdrawal transactions can be made on each type of savings account.
- Withdrawals or transfers made at the ATM
- Transactions made in person at a branch
Yes, we created the Money Musketeers Program to educate children under the age of 12 about the importance of saving.
We also offer the Dinero Teens Program for ages 13-18, which includes a savings account, checking account and the opportunity to apply for a Dinero Visa® at age 16. An adult is required to be a joint owner of the Dinero Visa.
We also offer the Dinero Teens Program for ages 13-18, which includes a savings account, checking account and the opportunity to apply for a Dinero Visa® at age 16. An adult is required to be a joint owner of the Dinero Visa.
Knowledge Center
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Credit unions are an essential part of our community. Our members are also your friends, family, co-workers and neighbors. They care enough about where they live to invest their money locally.
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When it comes to managing our money, the most common options are either credit unions or banks. Banks and credit unions both offer the same products and services, and both are federally insured by their respective government agencies, but what’s the difference between the two, and which is the best fit for your financial needs?
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Perhaps you had good credit in the past, but now you’re experiencing a much lower credit score due to life choices or circumstances. Or, you may be building your credit for the first time. Whatever the situation, you can rely on Advancial to provide you with products that can help re-establish your payment history.
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Dos and Don'ts of Credit Repair
If you've recently been rejected from a credit or loan application, it may be because of your credit score being too low. If that’s the case, there are a number of reasons why that may be.
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