Savings Account Choices
We have a savings account available for all ages so everyone in the family can earn dividends on their savings.
Savings Account
You save it. We'll keep it safe. By opening a savings account, you establish membership with Advancial. As a not-for-profit credit union, this also means your membership makes you a part owner of Advancial.
Money Musketeers Kids Savings Club
We’re teaching children the basics of saving money to help better prepare them for the future. As a credit union, kids accounts are one of the most important tools in teaching financial literacy in our communities.
We’ve created a fun atmosphere that allows them to learn and have fun at the same time. This program provides positive reinforcement for your children by giving them rewards and fun prizes for growing their savings.
We’ve created a fun atmosphere that allows them to learn and have fun at the same time. This program provides positive reinforcement for your children by giving them rewards and fun prizes for growing their savings.
Dinero Teens Savings
Build a firm financial foundation for your teen. Our Dinero Teens savings account establishes your teen's membership with Advancial. With competitive dividend rates and flexible account access, a Dinero savings account is the best savings account for your teen.
Frequently Asked Questions About Savings Accounts
The minimum balance is $5. The minimum balance to earn dividends is $100.
You can make up to six (6) withdrawals on your savings account per month. Note: Transferring money from your savings to a checking account will count as one of the six transactions.
Savings withdrawals are governed by Regulation D, a rule established by the Federal Reserve. This regulation states exactly how many withdrawal transactions can be made on each type of savings account.
- Withdrawals or transfers made at the ATM
- Transactions made in person at a branch
Yes, we created the Money Musketeers Program to educate children ages 0-12 about the importance of saving.
We also offer the Dinero Teens Program for ages 13-18, which includes a savings account, checking account and the opportunity to apply for a Dinero Visa® at age 16. An adult is required to be a joint owner of the Dinero Visa.
Knowledge Center
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It’s easy to wonder if you’re making the right decisions or missing out on opportunities to grow your wealth. That’s why many people consider working with a financial advisor.
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Whether you’re just starting out in your career or nearing retirement, maximizing your savings may help you reach your goals and overcome any financial bumps in the road.
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A Checklist for an Organized Estate
Estate planning is a smart thing to do to protect your assets and ease an already difficult time for your loved ones. However, starting the process and executing it effectively can be challenging. Making plans for distributing your money, home and other assets after you’re gone may be uncomfortable, but it’s important to address the topic so you and your loved ones are prepared.
July 19, 2022
