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    Savings Account

    You save it. We'll keep it safe.

    Establish Your Membership and Own Your Money

    By opening a savings account, you establish membership with Advancial. As a not-for-profit credit union, this also means your membership makes you a part owner of Advancial.

    $5 minimum deposit to open

    $100 minimum balance to earn dividends

    No monthly service fee

    Recommended for everyone

    This account gives you access to all of the great products and benefits that Advancial has to offer.

    Access your money

    Up to six withdrawals are permitted per month as governed by Regulation D. Withdrawals at ATMs or in person are unlimited.

    Put Your Savings to Work

    Savings Certificates, Money Market Accounts, IRAs, and Investment Services are available for members interested in diversifying their savings and earning higher returns.

    Frequently Asked Questions about

    Savings Account

    The minimum balance is $5. The minimum balance to earn dividends is $100.
    Yes, we created the Money Musketeers Program to educate children under the age of 12 about the importance of saving.

    We also offer the Dinero Teens Program for ages 13-18, which includes a savings account, checking account and the opportunity to apply for a Dinero Visa® at age 16. An adult is required to be a joint owner of the Dinero Visa.  
     
    Savings withdrawals are governed by Regulation D, a rule established by the Federal Reserve. This regulation states exactly how many withdrawal transactions can be made on each type of savings account.
    • Withdrawals or transfers made at the ATM
    • Transactions made in person at a branch
    You can make up to six (6) withdrawals on your savings account per month. Note: Transferring money from your savings to a checking account will count as one of the six transactions.

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