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    Mobile Wallets

    Fast, secure, convenient - available with Advancial Debit & Credit Cards

    What's a mobile wallet?

    A mobile wallet is a virtual wallet that stores your debit or credit card information on your mobile device. Mobile wallets are a convenient and secure way to make in-store payments at participating merchants. Advancial credit and debit cards are compatible with Apple Pay®, Google PayTM, and Samsung Pay®.

    Advancial Debit Card Mobile WalletAdvancial Credit Card Mobile Wallet 

    Where can I use a mobile wallet to pay?

    For information on how to find merchants that accept each mobile wallet type, click the corresponding mobile purchasing options:

    Frequently Asked Questions about Mobile Wallets

    1. Click on the Wallet app on your phone
    2. Tap the + icon
    3. Select Debit or Credit Card
    4. Add your card by taking a picture of it or entering the card details manually.
    You may need to complete a verification step as well.

    Please note: To ensure your enrollment goes smoothly, you should use the same contact information for your iTunes and Apple Pay accounts that you use for your Advancial Visa debit or credit card. If there is a discrepancy, it may delay your enrollment. If your phone number, email address or mailing address has changed but you have not yet updated that contact information in your Advancial or iTunes account, you should update the incorrect information before enrolling in Apple Pay.
    1.    Download Google Pay™ on your phone
    2.    Enter your phone number
    3.    Sign in with your Google account
    4.    Follow the instructions to secure your Google Pay app and add your Advancial Visa debit or credit card
    You may also need to complete a verification step.
    1.    Open Samsung Pay® on your phone
    2.    Sign in to your Samsung account
    3.    Set up a verification method for using Samsung Pay
    4.    Create a 4-digit Samsung Pay PIN
    5.    Follow the steps to add your Advancial Visa debit or credit card
    When you complete a transaction using your Advancial debit or credit card with a digital payment platform:
    •    You don't give your physical card to anyone
    •    Your name, card number and security code stay private
    •    Your actual card numbers are not shared with retailers
    •    The retailer receives only a transaction-specific code, or "token," to process your payment
    Apple Pay is the easy method for owners of Apple Touch or Face ID™ devices to pay for purchases. With Apple Pay, you can pay for in-store purchases at retailers equipped with contactless Near Field Communication (NFC) checkout terminals, and you can pay for online purchases within participating apps.
    If the payment terminal is enabled for Apple Pay use, all you need to do is hold your phone up to the checkout terminal and use Touch or Face ID to confirm the transaction. 
    Please note: Although your iPhone screen will display a fingerprint image to prompt you to place your finger on the Touch ID sensor, that fingerprint image is a prompt only. To finalize your Apple Pay transaction, you must place your finger on the Touch ID sensor at the bottom of your phone, not on the fingerprint image on the screen.
    Google Pay is as convenient as it is secure. Google Pay never uses your actual card number. Instead, it uses a virtual account number so your actual card number stays safe.
    Samsung Pay transactions are authorized with your fingerprint, PIN or facial recognition and use a digital identifier instead of your card number. Even if your phone is compromised, the technology encrypts your card info within a separate, secure data vault.  
    Yes, there are many retailers that do not accept digital payment platforms, therefore you still need your physical cards.
    To see a full list of stores accepting Apple Pay, click here.
    The cashier can use your device account number (DAN) to find your purchase and process the return, just like they would normally do with a physical debit or credit card payment. Give the cashier your device account number, which you can find by opening the Wallet app and clicking on the box icon in the top right corner of the screen next to the + icon. 

    If the cashier needs your card details to process the return, follow the same steps you use when making a payment. Hold your device near the reader, select your Advancial Visa debit or credit card and authorize the return with either Touch or Face ID. Please note that it could take several days for a return transaction to appear on your statement, depending on the return policies of the store.
    To see a full list of stores accepting Google Pay, click here.
    Samsung Pay makes paying with your phone easy. It works almost anywhere you can swipe or tap a card. To see a full list of Samsung Pay merchants, click here.
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