Visa® Rewards Plus
Finance your purchase with our low-rate Visa Rewards Plus credit card and enjoy better banking today!
Low Rates.
Unlimited Rewards.
- No annual fee
- 0% intro APR for 12 months
After that, 9.90%-16.90% based on creditworthiness - Unlimited reward points
No Balance Transfer Fee
When you transfer your balance to Visa Rewards Plus, you won’t pay any balance transfer fee and won’t pay any interest on that balance for an entire year! After that 12-month intro period, your rate will only be 9.90%-16.90% based on creditworthiness.
Credit Card Balance Transfer Terms and Conditions: The one-time introductory balance transfer offer is available for a single balance transfer request and expires ninety (90) days after the Account opening date. Multiple balances from other non-Advancial Federal Credit Union accounts may be combined into one 5.9% balance transfer request, provided the transfers are requested at the same time. Any portion of a 5.9% balance transfer not paid in full within six (6) months of the transfer date will thereafter be subject to the Standard Rate.
More ways we set ourselves apart
Enjoy the experience of fewer fees with your lower rate!
No foreign transaction fee
No over-limit fee
No penalty rate
Mobile app available
What Our Members Say About Advancial
Troy M.
"Great customer service from the representative who called me back. Friendly, courteous, knowledgeable, and helpful. No reading from a script! I was so impressed. She spoke directly to whatever questions I had."
Martha G.
"I’ve been a member of Advancial since October, 1987, having joined in Anchorage AK. While I no longer live where there are physical locations, Advancial treats me always like a customer standing in front of the teller."
Tenesia S.
"I love banking here. It doesn't matter which location. The staff is always courteous, helpful and professional. I am a 15 year customer!"
Need Assistance?
Our team is available to answer questions, clarify options, or help you explore other Advancial products.
APR = Annual Percentage Rate
Earn unlimited 1% rewards on all purchases up to $2,500 and unlimited 1.5% rewards on all purchases when you spend $2,500+ in one statement cycle.
