Visa® Rewards Plus
Finance your purchase with our low-rate Visa Rewards Plus credit card and enjoy better banking today!
Low Rates.
Unlimited Rewards.
- No annual fee
- 0% intro APR for 12 months
After that, 9.90%-16.90% based on creditworthiness - Unlimited reward points
No Balance Transfer Fee
When you transfer your balance to Visa Rewards Plus, you won’t pay any balance transfer fee and won’t pay any interest on that balance for an entire year! After that 12-month intro period, your rate will only be 9.90%-16.90% based on creditworthiness.
0% Credit Card Balance Transfer Terms and Conditions: Introductory balance transfer offer must be used within the first 12 months after account opening and is available for a single balance transfer request. Multiple balances from other non-Advancial Federal Credit Union accounts may be combined into a single 0% balance transfer request, but the balance transfers must be requested at the same time. If you do not pay off a 0% balance transfer balance within twelve months of the transfer, the remaining balance will then be subject to the Standard Rate. Balance transfers performed after the initial introductory offer will incur the same APR as the account and will incur a 3% balance transfer fee, unless otherwise stated in a separate promotional offer.
More ways we set ourselves apart
Enjoy the experience of fewer fees with your lower rate!
No foreign transaction fee
No over-limit fee
No penalty rate
Mobile app available
What Our Members Say About Advancial
Bridgette M.
"My husband and I went in to set up a checking account. We already have a savings account, a loan, and previously had an auto loan. This was by far the smoothest and easiest transaction I have ever had with a financial institution."
Leda R.
"Been with this bank for years. They have always helped me out and are very kind. Customer service is and has always been super!!!!!!!!!!!!!!!!!!!!"
(Yes— This member used that many exclamation points.)
Ginger C.
"All of your branches I have visited so far have been so nice, friendly, thorough, helpful. I have two banks, Advancial is my favorite by far. I always walk out feeling good about people and the Banking Industry."
Need Assistance?
Our team is available to answer questions, clarify options, or help you explore other Advancial products.
APR = Annual Percentage Rate
Earn unlimited 1% rewards on all purchases up to $2,500 and unlimited 1.5% rewards on all purchases when you spend $2,500+ in one statement cycle.
