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    Protect Your Loan

    A loan is a serious commitment. These additional products can help protect that commitment when the unexpected happens.

    Payment Protection

    We offer both Credit Life and Credit Disability Protection options as safeguards against the unexpected. Credit Disability Protection makes your loan payments if you become disabled by a covered sickness or accident which persists beyond the policy waiting period. In the event of your death, Credit Life Protection pays the balance of your loan, either the balance remaining or up to the policy maximum, whichever is less.
    • Affordable, reasonable monthly premiums
    • Convenient application process and premiums included in your monthly loan payment
    • Simple procedure for filing a claim that can be completed by mail or in any Advancial branch
    To add Payment Protection to your loan, call our Member Service Center and speak with a Member Service Representative or visit your local branch.
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    GAP Insurance

    Guaranteed Asset Protection (GAP) insurance is optional protection for individuals who finance a new or used vehicle. GAP insurance coverage protects against financial loss in the event of total loss or unrecovered theft.

    Benefits of GAP include:
    • Can be easily included in the amount financed and takes effect immediately
    • Covers the “gap” between the value of your investment and the amount you still owe
    • Covers the owner's primary insurance deductible - up to $1,000
    • Protection from a potential loan deficiency
    • Peace of mind knowing that your vehicle investment is secure
    Reach out to your local branch or call today to make sure GAP Insurance is included in your loan!
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    Vehicle Service Agreements

    If you're looking for reputable extended warranty companies, you've come to the right place. Used car warranty costs can be steep, but we are committed to offering affordable services to our members. With our Vehicle Service Agreement you can protect your new or used vehicle purchase from a variety of costly repairs and unexpected problems. We offer Vehicle Service Agreements for new and used automobiles, motorcycles and recreational vehicles.
    • Engine system repairs
    • Transmission and transfer case repair
    • Roadside assistance
    • Towing
    • Electrical system repairs
    Reach out to your local branch or call today to find out more about adding a Vehicle Service Agreement to your loan!
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