Ultimate Checking

Ultimate Checking is everything you want and need in a checking account. Ultimate Checking features minimal monthly fees, dividends and Debit Rewards all rolled in to one amazing account. 

Ultimate Checking offers a long list of benefits including:

Existing members call 1.800.322.2709 to open a checking account. New members apply online today. 


  Ultimate Checking
Monthly Service Fee $0
Rebates on Other Banks' ATM Fees Unlimited
Non-Advancial ATM Fee Free
Earns Dividends Yes
Balances $0.01-$9,999: Standard Rate
Balances $10,000 or greater: Premium Rate
Debit Rewards 1 point for every $5 spent
Account to Account Transfer Free
Overdraft Transfer from Savings Fee Free
Overdraft Transfer from Line of Credit Fee Free
Free Checks Free Specialty Blue design option
Debit Card Foreign Transaction Fees Free
Bill Payer Free
cuAnywhere® Online & Mobile Banking Free
Online Check Images Free
Remote Check Deposit Free
Outgoing Domestic Wires $15
Check Clear® Courtesy Overdraft & Insufficient Funds
(NSF) Fees
(maximum 2 fees per day)

Click here for further information regarding Advancial Check Clear fees, terms and conditions.

Advancial Debit Card

The Advancial Debit Card makes accessing your Advancial checking account easy and convenient. Use it just like you would a credit card anywhere you see the Visa® logo.

Mobile Banking

Track account activity with our mobile apps for iPhone, iPad and Android devices.