All Advancial locations are closed Monday, July 4 in observance of Independence Day. Regular business hours resume Tuesday, July 5.

Charlotte Area Chamber of Commerce and Advancial

Welcome to the Advancial family! Thanks to Charlotte Area Chamber of Commerce, you’re eligible to join one of the largest and oldest credit unions in the country.
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No matter where you are in your financial journey, we have the tools you need to build your dreams – from your first car loan to your retirement savings.

Join today and start taking advantage of the personalized service, innovative products and industry-leading rates that our members have been enjoying since we first opened our doors in 1937. Membership is free and begins automatically when you open a savings account with a $5 minimum deposit.

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Credit Card Debt? Tip the Balance in Your Favor

If you’re overwhelmed with high-interest credit card debt, or if you want to simplify your finances, you may want to consider a balance transfer. A balance transfer occurs when you move the amount you owe from one or more credit card accounts to another credit card, preferably one with a lower interest rate.

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Eight Ways to Spot a Home Improvement Scam

If you’re hiring a contractor to make improvements on your home, be alert! Home improvement scams are more common than you may think, and they can cost you a lot. 
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Christmas decor and packages

Stay on the (Financial) Nice List this Season

It’s that time of year again. He’s making a list, and he’s checking it twice. Of course, we’re talking about the major credit bureaus! With holiday spending season upon us, it’s time to broach an uncomfortable subject: how to pay for all that joy and goodwill.
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Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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