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    Visa® Rewards Plus

    Finance your purchase with our low-rate Visa Rewards Plus credit card and enjoy better banking today!

    Spend smarter with a low-rate credit card.

    Visa Rewards Plus was designed to help you save! Enjoy 0% interest on all purchases for the first 12 months after approval. After that, your APR will be a low rate of 9.90%–16.90% based on creditworthiness.

    Low Rates.
    Unlimited Rewards.

    • No annual fee
    • 0% intro APR for 12 months
      After that, 9.90%-16.90% based on creditworthiness
    • Unlimited reward points
    More on Visa Rewards Plus
    person about to transfer their credit card balance to Visa Rewards Plus with Advancial

    No Balance Transfer Fee

    When you transfer your balance to Visa Rewards Plus, you won’t pay any balance transfer fee and won’t pay any interest on that balance for an entire year! After that 12-month intro period, your rate will only be 9.90%-16.90% based on creditworthiness.
    Apply Now!

    More ways we set ourselves apart

    Enjoy the experience of fewer fees with your lower rate!

    No Foreign Transaction Fee

    No foreign transaction fee

    No Over-Limit Fee

    No over-limit fee

    No penalty rate

    Mobile app available

    Need Assistance?

    Our team is available to answer questions, clarify options, or help you explore other Advancial products.

    Call Us: 800.322.2709
    After the 12-month intro period, your APR will be 9.90%-16.90% based on creditworthiness. APR=Annual Percentage Rate.
    Earn unlimited 1% rewards on all purchases up to $2,500 and unlimited 1.5% rewards on all purchases when you spend $2,500+ in one statement cycle.
    0% Credit Card Balance Transfer Terms and Conditions: Introductory balance transfer offer must be used within the first 12 months after account opening and is available for a single balance transfer request. Multiple balances from other non-Advancial Federal Credit Union accounts may be combined into a single 0% balance transfer request, but the balance transfers must be requested at the same time. If you do not pay off a 0% balance transfer balance within twelve months of the transfer, the remaining balance will then be subject to the Standard Rate. Balance transfers performed after the initial introductory offer will incur the same APR as the account and will incur a 3% balance transfer fee, unless otherwise stated in a separate promotional offer.
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