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    Why Should I Refer My Friends and Family to Advancial

    Credit unions are an essential part of our community. Our members are also your friends, family, co-workers and neighbors. They care enough about where they live to invest their money locally.

    The strength and stability of a credit union comes from its members. The more members a credit union has, the more value it can provide to the membership as a whole – especially when the members do all or most of their banking with the cooperative that they collectively own. As a credit union grows, it can offer better services at more competitive rates along with fewer fees and better benefits. That’s the power of community support.

    To keep up in a crowded marketplace, credit unions need to grow. Corporate financial institutions do this by selling stock in their company, but they are less accountable to their customers and more accountable to investors and paid boards of directors who probably live far away from the institution’s community. The constant drive to appease shareholders often propels the bank’s leadership to make decisions that may be immediately advantageous but highly detrimental for their customers in the long term. Contrast this with credit unions, which are owned by their members. Members receive their shares of the revenue generated through lower rates, fewer fees, free or low-cost services and more. However, a credit union needs to attract new members to continue the growth that makes all of that possible.

    When the credit union grows, the whole community benefits from that growth. We’re always looking to offer better and superior services to our members. We want to continue to be the financial institution of choice for the community.

    As a member, you know the benefits of doing business with the credit union:
    • Free checking and ATMs nationwide
    • Better rates of return on deposits
    • Low-rate loans for autos, mortgages and more
    • Low-rate credit card with rewards
    • Youth and teen accounts
    • Unmatched member service
    Share the wealth and benefits of Advancial with your friends and family today!

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