Dinero Teens: Why You Need an Emergency Fund
(Even as a Teen)
Life happens—your phone breaks, your car needs gas, or a school fee pops up out of nowhere. That’s where an emergency fund comes in. It's money set aside just for unexpected expenses—not fast food or concert tickets.
Why It Matters:
- Less stress. You won’t have to scramble or borrow money.
- More control. You make the decisions, not your situation.
- Smart habits. Saving now builds money skills for life.
How to Start Your Emergency Fund
- Aim for $100–$500—start with whatever amount works for you.
- Save $10 a week and you’ll reach $500 in just one year.
- Use a separate savings account so you're not tempted to spend it.
Advancial’s Goal Setter and Save UpSM are great tools to help you stay on track.
Having an emergency fund is one of the easiest ways to feel financially strong—even as a teen. You’ll have peace of mind, confidence in your decisions, and a head start on adulting like a pro.
Start now. Save a little. Stay ready.
Because when life happens (and it will), you’ll be glad you planned ahead.
