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Letter from our President and CEO

Letter from our President and CEO


While our country faces uncertainty and there will undoubtedly be challenges ahead, Advancial has several qualities that place us in a uniquely strong and stable position during this unprecedented crisis.
 
A FIRM FOUNDATION OF FINANCIAL STRENGTH
  • Our conservative business practices include low-risk exposure, solid capital reserves, and a strong liquidity position which has attracted a membership base who are financially savvy and prepared to weather this situation. View details on our financial strength in our 2019 Annual Report
  • A stable management team and board of directors with a proven track record of success whose average tenure is greater than 18 years
 
YOUR MONEY IS SAFE - AND STILL EARNING
  • Member deposits are always federally insured by the National Credit Union Administration (NCUA) up to $250,000, and could be higher based on joint owners and beneficiaries
  • Exceptional deposit rates which even now continue to generate returns you would be hard-pressed to find elsewhere
 
RESOURCES FOR MEMBERS
  • Low credit card and loan rates that can help close financial gaps
  • Online and mobile account access in cuAnywhere® which provides robust digital tools to take advantage of Advancial’s services without the need to leave your home
  • Products expressly designed to provide exceptional value for our members by removing fees, lowering interest rates, and increasing dividends. So, while some institutions are now waiving fees and lowering rates, Advancial did it long before this crisis  
  • A technology-forward approach that enabled us to continue with little-to-no disruption in service or functionality even while transitioning a majority of our non-branch staff to working 100% remotely

We are all facing many unknowns, but you can rest assured Advancial remains strong, stable and dedicated to the financial well-being of each and every one of its members.
 
Advancial has weathered many storms over its 83-year history - and together we will weather this one.

Sincerely,



Brent Sheffield
President and Chief Executive Officer

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