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COVID 19 Info: Drive Thrus Open - All Lobbies Temporarily Closed for Walk-In Transactions - Branch Staff Available by Email & Phone.
The Katy branch is temporarily closed for both walk in and drive thru service.

The key to savings.

At Advancial, you'll always find the best auto loan rate and a smiling face. Review Rates

The key to savings.

At Advancial, you'll always find the best auto loan rate and a smiling face. Review Rates

Whether you’re in the market for a new or used car or looking to refinance with the best auto loan rate, we have an auto loan for you. We offer a variety of options with competitive rates and flexible terms to make your money go further.

  • Flexible terms up to 84 months1
  • Fixed auto loan finance rates and monthly payments1
  • Discounted rate when you sign up for automatic payments2
  • Same rates for new, used or refinanced vehicles
  • Finance up to 100% of the vehicle MSRP
Looking to refinance an auto loan?
Apply today!

Always dreamed of having a classic or specialized car? We can help with our Classic Car Program.
Learn More about Classic Car Loans

Advancial and CUDL AutoSmart


Experience a stress-free car shopping process from pre-approved funding to getting the keys in your hand.

Our partnership with AutoSmart allows you to search, shop and finance all in once place. Start looking for the new or used car of your dreams today!

 
Start Looking
What happens when I pay off my car loan?
Can anyone apply for a loan through Advancial?
What is CPI?

16-year term on automobile loans only applies to loans for autos with MSRP or NADA Retail values greater than $20,000 and 7-year term on automobile loans only applies to loans for autos with MSRP or NADA Retail values greater than $35,000. For example, a loan amount of $20,000 over 60 months at an APR of 4.52% would yield a payment of $224.04.

2Additional rate discounts do not apply.

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We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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