Borrower Tools

Borrow Money with Confidence 

Borrower Tools

Borrow Money with Confidence 
Taking out a loan doesn't have to be confusing or stressful. We have tools to hep you gain a better understanding of the process, make calculations based on your own finances and the various ways you can protect your loan (and payments) should anything happen. 

Learn


You've got questions and we've got the answers. Check out our FAQs for answers to the most common questions regarding loans and the loan process.
 

Our glossary is your guide to understanding financial terminology. Here you'll find easy-to-read definitions of many of the words and "jargon" you may hear throughout the loan process.

books questions about loansx

Calculators

calculators loans

Use our financial calculators to help you determine how much you can afford, calculate monthly payments and more all based on your own, personal financial information.

Borrow Protection


GAP Insurance 

In the event of a total loss or unrecovered theft of your vehicle, feel secure with Guaranteed Asset Protection (GAP).


Payment Protection

Credit Life and Credit Disability Protection is voluntary coverage to pay off debt in the event of death or disability.


Vehicle Service Agreement

Avoid costly auto repairs with a Vehicle Service Agreement from Advancial.

borrower protection

Get the Latest News

a man feet dangling through the ceiling after falling through

Eight Ways to Spot a Home Improvement Scam

If you’re hiring a contractor to make improvements on your home, be alert! Home improvement scams are more common than you may think, and they can cost you a lot. 
Continue to Article
dos and donts of credit repair

Dos and Don'ts of Credit Repair

If you've recently been rejected from a credit application of any kind, you may be looking at a poor credit score for any number of reasons. You might have been late with your credit card payments, have an outstanding judgment against you or have even been frauded or victimized by identity theft.
Continue to Article
a family around a camp fire

Six Ways to Save on Camping Costs


Q: Camping was always considered the low cost vacation option, but the costs really add up. How can I cut down on camping costs but still have a great experience? 
 
A: It’s great you’re looking to trim your vacation expenses. Read on for ways to save on camping costs. 
Continue to Article
Leaving Advancial.org
You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
NCUA
Your savings are deferally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
My Loan Applications
You are leaving www.advancial.org and entering the Loan Applications site.
Continue