COVID 19 Information: Learn more about our ongoing response, account assistance, digital account access and more.
Drive Thrus Open - All Lobbies Temporarily Closed for Walk In Transactions - Branch Staff Assistance Available by Email & Phone.

Borrower Tools

Borrow Money with Confidence 

Borrower Tools

Borrow Money with Confidence 
Taking out a loan doesn't have to be confusing or stressful. We have tools to hep you gain a better understanding of the process, make calculations based on your own finances and the various ways you can protect your loan (and payments) should anything happen. 

Learn


You've got questions and we've got the answers. Check out our FAQs for answers to the most common questions regarding loans and the loan process.
 

Our glossary is your guide to understanding financial terminology. Here you'll find easy-to-read definitions of many of the words and "jargon" you may hear throughout the loan process.

books questions about loansx

Calculators

calculators loans

Use our financial calculators to help you determine how much you can afford, calculate monthly payments and more all based on your own, personal financial information.

Borrow Protection


GAP Insurance 

In the event of a total loss or unrecovered theft of your vehicle, feel secure with Guaranteed Asset Protection (GAP).


Payment Protection

Credit Life and Credit Disability Protection is voluntary coverage to pay off debt in the event of death or disability.


Vehicle Service Agreement

Avoid costly auto repairs with a Vehicle Service Agreement from Advancial.

borrower protection

Get the Latest News

Graduation cap on cash

How to Get Out From Under Student Loans

If you’re a recent college graduate who took out student loans, you likely owe around $28,400. As eye-popping as that average debt figure is, you’re certainly not the only one wondering how you’ll possibly get out from under your loans.
Continue to Article
Family of 5 in front of blue house

Tax Benefits of Owning a Home

From building equity to giving you a chance to settle down and plant roots, homeownership comes with potential benefits that renting simply doesn’t offer. Among them are several tax advantages worth knowing about.
Continue to Article
Hand holding car keys out of car window

How to Decide Whether to Buy or Lease a Car

Considering a new car? You’ll probably need some type of financing to make that happen. Find out whether it makes more sense to lease than to buy your next ride.
Continue to Article
Leaving Advancial.org
You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
My Loan Applications
You are leaving www.advancial.org and entering the Loan Applications site.
Continue