Personal Loans

We offer unique loan products to fit your lifestyle.

Personal Loans

We offer unique loan products to fit your lifestyle.
Sometimes you just need a little extra money. We've been there - that's why we offer an array of small personal loans. Whether you're starting school, consolidating debt or you just have an unexpected expense--our low personal loan rates allow you to get the money you need.

Personal Lines of Credit


A True Line of Credit (TLC) is perfect for emergencies and unexpected expenses. This option works like a credit card; you have the money available as needed, but you’re only charged interest on the amount you borrow. You can also link a TLC to your Advancial checking account for overdraft protection so that you can have peace of mind knowing you will avoid NSF fees.

  • Convenient fund access through cuAnywhere® Online Banking, Automated Teller Audio Response System and our Member Service Center 
  • Simple online application process
  • Only apply once, but access your money several times

personal line of credit raft

Signature Loans


sign with pen on signature loan


Our signature loan is perfect for debt consolidation, taxes, large purchase or other expenses. If you need cash with no collateral required, a signature loan could be right for you.

  • 24-hour online application
  • Quick and easy application process
  • Fixed interest rates and fixed monthly payments
  • Can be used for almost any financial need

Savings/Savings Certificate Secured Loan


A savings secured loan allows you to borrow money and build your credit without an extensive credit history. This cost-effective option allows you to borrow against funds in your Advancial savings account or savings certificate, while still earning dividends on your deposits. The funds in your savings or savings certificate are frozen and will be released once you pay off your loan.

To apply visit your local branch or call 800.322.2709.


Savings Certificate Secured Loan Piggy Bank

Stock Secured Loan

stock secured loan


Use your original stock certificate as collateral for an Advancial stock secured loan. Borrow up to 75% of the current value of any stocks traded on the New York Stock Exchange.

To apply visit your local branch or call 800.322.2709.

Student Loans


Our student loans are a great way to fund college tuition for you or your child. Full-time students attending an accredited university or college are eligible to apply for this loan program.

 

student loans

Disaster Assistance Loan


disaster assistance loan

We know the insurance claim process may take a long time - and sometimes it just isn’t enough. If you’re in need of some extra help at a low rate, our Disaster Assistance Loan may be a good choice for you.


Features include:

  • Unsecured loan with a $20,000 maximum
  • Competitive rates
  • Unsecured - no collateral required
  • Term up to 84 months with a 90-day first payment deferment
  • Proof of loss is needed either by FEMA application, insurance claim, pictures of home, contractor’s bid or purchase bid for preventive work.

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We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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