Low, fixed rates and monthly payments
Same rate for new and used boats
Terms available up to 15 years
Discounted rate when you sign up for automatic payments
More Adventures
RV Loans
Advancial makes it easy to enjoy adventures on the open road with great financing options for a variety of recreational vehicles.
All of our loans come with low rates and the personalized service you won’t get anywhere else. Start exploring the great outdoors with an easy and affordable RV loan from Advancial!
All of our loans come with low rates and the personalized service you won’t get anywhere else. Start exploring the great outdoors with an easy and affordable RV loan from Advancial!
Current Rates
| Loan Type | 3 year | 4 year | 5 year | 6 year | 7 year | 10 year | 12 year | 15 year |
|---|---|---|---|---|---|---|---|---|
| Auto¹ | 5.05% | 5.28% | 5.49% | 6.25% | 6.85% | - | - | - |
| Auto Lease | Contact your branch or call us at 1.800.322.2709 for more information and help finding your next vehicle. | |||||||
| Boat² | - | 6.61% | 6.81% | 6.96% | 7.17% | 7.46% | 7.47% | 8.03% |
| Motor Home & Travel Trailer² | - | 6.98% | 7.20% | 7.35% | 7.55% | 7.75% | 7.77% | 7.95% |
| Motorcycle, Jet Ski, ATV & Pop-up Camper² | 7.33% | 7.56% | 7.80% | 7.96% | - | - | - | - |
Frequently Asked Questions about Boat Loans
No, you do not need a savings account to apply for a loan. If your loan is approved, we will open a savings account for you during the loan process. You must make an initial $5 deposit into your savings account upon opening.
Call 800.322.2709 to speak to a Member Service Representative to check the status of your loan application.
The payoff amounts will be listed in the Account Detail screen in cuAnywhere® Online Banking and the Advancial Mobile App for each loan.
You can make your loan payments through cuAnywhere® Online Banking and the Advancial Mobile App. You can also make a one-time payment online without having to log in.
For cuAnywhere and the Advancial Mobile App:
For cuAnywhere and the Advancial Mobile App:
- Log in to cuAnywhere Online Banking or the Advancial Mobile App
- Select Payments > Pay My Loan or Credit Card
- If making your payment using an external account, you can add that information under the Manage Payment Sources section
- Select whether you’d like to make you payment from an Advancial or external account and follow the provided steps
- If you’d like to set up recurring payments, select Monthly for the Payment Frequency option
- Click Submit
- Go to advancial.org
- Select the round Pay button next to the cuAnywhere Online Banking log in on the home page
- Enter your account number and the last 4 digits of your Social Security Number.
- Select Continue
- Enter your payment details
You must be a member of Advancial in order to finance your loan. The savings account is considered your membership account and provides you with full access to our products and services.
Credit Scores 101
Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.
January 18, 2023
New Tax Perk on Car Loan Interest
If you’re thinking about refinancing or buying a new car, SUV, or truck, there’s a new federal tax benefit worth knowing about.
February 11, 2026
Dos and Don'ts of Credit Repair
If you've recently been rejected from a credit or loan application, it may be because of your credit score being too low. If that’s the case, there are a number of reasons why that may be.
February 28, 2023
Understanding Wire Transfers: A Comprehensive Guide for Adults
Wire transfers are a powerful tool for moving money quickly and securely across the globe. Understanding how they work, the costs involved, and best practices for their use can help you make the most of this service with Advancial.
August 09, 2024
1
Additional rate discounts do not apply.
