Savings and Investments

We offer high yield savings options and a superior investment service to help plan for your financial future.

Savings and Investments

We offer high yield savings options and a superior investment service to help plan for your financial future.

Savings Account

We offer a regular savings account that establishes your membership. Your savings will earn dividends and grow over time.

No Monthly Service Charge
Earns Dividends
Establishes Membership

Apply for an Account Discover More Savings Account Features

Dinero Teens Savings

Our Dinero Teens Savings Account is ideal for teens looking to start saving money and get ahead in their financial future. This program is designed for teens ages 13-19.

Earns Dividends
Annual Scholarship Contest
No Monthly Service Charge

Apply for an Account Discover More Dinero Teens Savings Features

Money Musketeers Savings

Its never too soon to teach kids about saving! Our Money Musketeer Savings Account is designed for children up to age 12. As they save money, they'll earn D'Art Dollars redeemable for real prizes and merchandise in our Treasure Store!

Earns Dividends
Access to the Treasure Store
Quarterly prizes

Apply for an Account Discover More Money Musketeers Savings Features

Piggy bank with money sticking out of the coin slot

Savings Certificate

With a certificate, you deposit the money for a set period of time, usually between three months and five years, and in return, you receive a higher interest rate than with a traditional savings account.

Competitive Rates
Steady Growth
Low Initial Deposit

Apply for an Account Discover More Savings Certificate Features

Money Markets

Looking for a higher rate that keeps your money available when you need it? Our money market accounts earn a higher dividend than a savings account with the same ease of access.

Easy Transfers
Personalized Checks
No Per-check Fees

Apply for an Account Discover More Money Markets Features

IRAs

Whether you want to save for retirement, make pre-tax contributions or save towards education expenses, we have an IRA that fits your needs.

Traditional IRAs
Roth IRA
Coverdell Education Savings

Apply for an Account Discover More IRAs Features

Jar full of coins with a tree growing out of it

Investment Services

Whether your financial goals are relatively simple or very complex, working with a professional financial consultant can help you plan for financial security. We also offer IRAs to help you save for retirement or a family member's education.

Financial Planning
401-K Rollovers
Investment Management
College Planning
Estate Planning

Apply for an Account Discover More Investment Services Features

Savings FAQs

What is the minimum balance for a savings account?

The minimum balance is $5. The minimum balance to earn dividends is $100.
Does Advancial offer a youth savings account?

Yes, we created the Money Musketeers Program to educate children under the age of 12 about the importance of saving.
We also offer the Dinero Teens Program for ages 13-18, which includes a savings account, checking account and the opportunity to apply for a Dinero Visa at age 16. An adult is required to be a joint owner of the Dinero Visa.
How many withdrawals can I make from my savings account each month?

You can make up to six (6) withdrawals on your savings account per month. Note: Transferring money from your savings to a checking account will count as one of the six transactions.
How do I request an ATM card for my savings account?

Visit your local branch or call 800.322.2709 to request an ATM card.

The Linsco/Private Ledger registered representatives associated with this site may only discuss and/or transact securities business with residents in the following states: Alaska, California, Arkansas, Florida, New Jersey, Colorado, North Carolina, Louisiana, Texas, Alabama, Oklahoma and Wisconsin.

Securities offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.

Advancial Federal Credit Union and Advancial Investment Services are not registered broker/dealers and are not affiliated with LPL Financial

The investment products sold through LPL Financial are not insured Advancial Federal Credit Union deposits and are not NCUA insured. These products are not obligations of Advancial Federal Credit Union and are not endorsed, recommended or guaranteed by Advancial Federal Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and the loss of principal is possible.

Get the Latest News

Four Ways to Bring Your Dream Kitchen to Life

The kitchen is the heart of the home. It’s where we spend many hours whipping up delectable dishes to please every palate and food plan.

Continue to Article

How to Invest for Retirement

Investing can be one of the best ways to help your money grow. If you have a goal, like being able to retire someday, investments can offer a greater chance of increasing in value at a faster rate compared with money placed in an interest-bearing account.

Continue to Article

How Much 20-somethings Should Save

Your 20s may seem like an odd time to think of retirement, but it’s actually the perfect moment to start planning for your later years. That’s because the earlier you start saving, the more time your money has to grow.

Continue to Article

You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.

Continue

We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.

Continue

Your savings are deferally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.

Continue

You are leaving www.advancial.org and entering the Loan Applications site.

Continue