Savings and Investments

We offer high yield savings options and a superior investment service to help plan for your financial future.

Savings and Investments

We offer high yield savings options and a superior investment service to help plan for your financial future.

Savings Account

We offer a regular savings account that establishes your membership. Your savings will earn dividends and grow over time.

No Monthly Service Charge
Earns Dividends
Establishes Membership

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Dinero Teens Savings

Our Dinero Teens Savings Account is ideal for teens looking to start saving money and get ahead in their financial future. This program is designed for teens ages 13-19.

Earns Dividends
Annual Scholarship Contest
No Monthly Service Charge

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Money Musketeers Savings

Its never too soon to teach kids about saving! Our Money Musketeer Savings Account is designed for children up to age 12. As they save money, they'll earn D'Art Dollars redeemable for real prizes and merchandise in our Treasure Store!

Earns Dividends
Access to the Treasure Store
Quarterly prizes

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Piggy bank with money sticking out of the coin slot

Savings Certificate

With a certificate, you deposit the money for a set period of time, usually between three months and five years, and in return, you receive a higher interest rate than with a traditional savings account.

Competitive Rates
Steady Growth
Low Initial Deposit

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Money Markets

Looking for a higher rate that keeps your money available when you need it? Our money market accounts earn a higher dividend than a savings account with the same ease of access.

Easy Transfers
Personalized Checks
No Per-check Fees

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IRAs

Whether you want to save for retirement, make pre-tax contributions or save towards education expenses, we have an IRA that fits your needs.

Traditional IRAs
Roth IRA
Coverdell Education Savings

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Jar full of coins with a tree growing out of it

Investment Services

Whether your financial goals are relatively simple or very complex, working with a professional financial consultant can help you plan for financial security. We also offer IRAs to help you save for retirement or a family member's education.

Financial Planning
401-K Rollovers
Investment Management
College Planning
Estate Planning

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Trust Services

Members who want to transition and distribute their wealth after they’ve passed away should consider a revocable family or living trust account with Advancial.

Recoverable family funds
Living Trusts

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Savings FAQs

What is the minimum balance for a savings account?

The minimum balance is $5. The minimum balance to earn dividends is $100.
Does Advancial offer a youth savings account?

Yes, we created the Money Musketeers Program to educate children under the age of 12 about the importance of saving.
We also offer the Dinero Teens Program for ages 13-18, which includes a savings account, checking account and the opportunity to apply for a Dinero Visa at age 16. An adult is required to be a joint owner of the Dinero Visa.
How many withdrawals can I make from my savings account each month?

You can make up to six (6) withdrawals on your savings account per month. Note: Transferring money from your savings to a checking account will count as one of the six transactions.
How do I request an ATM card for my savings account?

Visit your local branch or call 800.322.2709 to request an ATM card.

The Linsco/Private Ledger registered representatives associated with this site may only discuss and/or transact securities business with residents in the following states: Alaska, California, Arkansas, Florida, New Jersey, Colorado, North Carolina, Louisiana, Texas, Alabama, Oklahoma and Wisconsin.

Securities offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.

Advancial Federal Credit Union and Advancial Investment Services are not registered broker/dealers and are not affiliated with LPL Financial

The investment products sold through LPL Financial are not insured Advancial Federal Credit Union deposits and are not NCUA insured. These products are not obligations of Advancial Federal Credit Union and are not endorsed, recommended or guaranteed by Advancial Federal Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and the loss of principal is possible.

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We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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