COVID 19 Information: Learn more about our ongoing response, account assistance, digital account access and more.
Drive Thrus Open - All Lobbies Temporarily Closed for Walk In Transactions - Branch Staff Assistance Available by Email & Phone.

Savings Certificates

Get the returns your deserve.

Review Rates

Savings Certificates

Get the returns your deserve.

Review Rates

Savings Certificate

You can stop shopping for certificate interest rates - our savings certificate dividend rates will help you get the most out of your deposits. We also offer flexible saving certificate terms so you can put your money away for as short or as long as you'd like.
  • Competitive dividend rates
  • Terms available from three months to five years
  • Fixed, steady growth for your long-term savings needs
  • Can be used as collateral to secure a loan
  • Low minimum initial deposit of $1,000
  • Higher dividend rates for junior jumbo ($25,000 minimum) and jumbo ($50,000 minimum) certificates

Milestone Certificate

The Milestone Certificate from Advancial is a great way to reach your savings goals in steps. It’s perfect for those who don’t have a large sum of money initially, but want to commit to a savings goal with great rates.
Some unique features of the Milestone Certificate include:

  • A minimum opening deposit of $100
  • Add on to this one-year certificate as often as you like
  • As your balance reaches milestones of $250, $500, $750 and $1,000 you are rewarded with a higher yield

Get the Latest News

Retirement jar of change

How to Save for Retirement

It’s never too early to start putting away money for your future. If you’ve ever wondered how to save for retirement when you’re also dealing with day-to-day expenses, these easy tips can help.
Continue to Article
Young child in Cap and Gown

Ways to Save for Your Child's Education

If you’re a new parent, it might feel as though there aren’t enough hours in a day. Saving for your child’s education, though, is one area in which time is on your side.
Continue to Article
Retirement fund piggy bank

How to Invest for Retirement

Investing can be one of the best ways to help your money grow. If you have a goal, like being able to retire someday, investments can offer a greater chance of increasing in value at a faster rate compared with money placed in an interest-bearing account.
Continue to Article
Leaving Advancial.org
You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
My Loan Applications
You are leaving www.advancial.org and entering the Loan Applications site.
Continue