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    Dinero Teens Program

    With adulthood only a few years away, it’s important for teens to be prepared for financial independence.

    Dinero Teens is more than just a bank account.

    It's a robust financial education program that gives members ages 13 to 18 opportunities to learn more about personal money management. It also makes it easy for parents to monitor spending and transfer money to their teens using Advancial's Mobile App. When you do a youth bank accounts comparison, ours is simply the best.

    Not only will teens learn the ins-and-outs of banking, but they’ll also enjoy many extras that help them prepare for the future, such as:

    • Dividends on balances greater than $100
    • College scholarships to assist with educational expenses
    • A quarterly incentive drawing for $100
    • A quarterly newsletter filled with helpful financial information

    Dinero Checking

    Starting your teen on the path to financial success is important, and our Dinero Checking account is here to help. Dinero Checking is a perfect first checking account to teach your teen on how to manage their finances while giving you the peace of mind knowing you’ll be able to monitor their spending.
    Learn More

    Dinero Visa®

    Credit can be difficult to understand – especially for teens who are new to managing their finances. That’s why we created the Dinero Visa to help introduce teens to credit cards safely and responsibly, while making it simple for parents to monitor spending and provide guidance.
    Learn More

    Carl R. Young Memorial Scholarship

    Every spring, Dinero Teens members who are graduating juniors or seniors are eligible to apply for a chance to win one of four $2,500 scholarships. Named in memory of our longtime board member and volunteer, Carl R. Young, our hope is that this scholarship helps Advancial's young members succeed the way that Carl helped our credit union for so many years. Carl’s dedication and commitment to Advancial and our members was a vital part of our growth and success. His wisdom and long-term perspective helped guide and shape Advancial through many transitional moments in our history, and with this scholarship we honor his contributions and his memory.

    The 2025 Carl R. Young Memorial Scholarship is now closed for submissions. Winners will be notified soon. 

     

    Dinero Teens Newsletter

    graphic of a piggy bank wearing a grad cap standing on a stack of books

    Dinero Teens: Claim Your Cash — Don’t Leave Free Money Behind!

    While college can be expensive, scholarships can help ease the financial burden—and the best part? Scholarships are essentially free money you don't have to pay back.
    April 22, 2025
    graphic of a calculator, credit card, money, and a clipboard with tax documents

    Dinero Teens: Taxes 101 for Your First Job

    If your first job is with a company—like working at a retail store, a restaurant, or an office—you'll notice that your paycheck isn't as big as you thought it would be.
    April 22, 2025
    graphic of a moneybag and an upward trending graph

    Dinero Teens: Why Dividends Are Your Financial BFF!

    As you grow older and start earning more money, it’s important to think about where and how to save.
    April 22, 2025
    graphic of a person on their computer with the warning "beware - don't share."

    Dinero Teens: 3 Common Types of Fraud Targeting Teens — and How to Avoid Them

    Fraud is everywhere. From sneaky online scams to fake emails and text messages, fraudsters are always looking for ways to trick people into giving away their money or personal information.
    April 22, 2025
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