You can send money to friends, family and others you trust².
Since money is sent directly from your account to another person’s bank or credit union account within minutes¹, it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile phone number.
 

You can send, request, or receive money with Zelle. To get started, log into Advancial’s cuAnywhere® online banking and select Move Money > “Send Money with Zelle.^®” Enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, accept terms and conditions, and you’re ready to start sending and receiving with Zelle.

To send money using Zelle, simply add a trusted recipient’s email address or U.S. mobile phone number, add the amount you’d like to send and an optional note, review, then hit “Send.” In most cases, the money is available to your recipient in minutes¹.

To request money using Zelle, choose “Request,” select the individual from whom you’d like to request money, enter the amount you’d like to request, include an optional note, review and hit “Request”³.

To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.  

If you have already enrolled with Zelle, you do not need to take any further action. The money will move directly into your Advancial account, typically within minutes¹.

If you have not yet enrolled with Zelle, follow these steps:

1. Click on the link provided in the payment notification you received via email or text message.
2. Select Advancial.
3. Follow the instructions provided on the page to enroll and receive your money. Pay attention to the email address or U.S. mobile phone number where you received the payment notification - you should enroll with Zelle using that email address or U.S. mobile phone number to ensure you receive your money.

Zelle is a great way to send money to friends, family and people you are familiar with such as your personal trainer, babysitter or neighbor².

Since money is sent directly from your bank account to another person’s bank account within minutes¹, Zelle should only be used to send money to people you trust.

Neither Advancial, nor Zelle, offers a protection program for any authorized payments made with Zelle – for example, if you do not receive the item you paid for or the item is not as described or as you expected.
 

Advancial does not charge any fees to use Zelle⁴.

It’s easy — Zelle is already available within Advancial’s online banking! Sign-in online and follow a few simple steps to enroll with Zelle today. Zelle will be available in the mobile app shortly!
 

You can find a full list of participating banks and credit unions live with Zelle here.

If your recipient’s bank isn’t on the list, don’t worry! The list of participating financial institutions is always growing, and your recipient can still use Zelle by downloading the Zelle app for Android and iOS.

To enroll with the Zelle app, your recipient will enter their basic contact information, an email address and U.S. mobile number, and a Visa^® or Mastercard^® debit card with a U.S. based account (does not include U.S. territories). Zelle does not accept debit cards associated with international deposit accounts or any credit cards.
 

When you enroll with Zelle through cuAnywhere online banking, your name, the name of your bank, and the email address or U.S. mobile number you enrolled is shared with Zelle (no sensitive account details are shared – those stay with Advancial.) When someone sends money to your enrolled email address or U.S. mobile number, Zelle looks up the email address or mobile number in its “directory” and notifies Advancial of the incoming payment. Advancial then directs the payment into your bank account, all while keeping your sensitive account details private.
 

In order to use Zelle, the sender and recipient’s bank accounts must be based in the U.S.
 

You can only cancel a payment if the person you sent money to hasn’t yet enrolled with Zelle. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select “Cancel This Payment.”

If the person you sent money to has already enrolled with Zelle, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money. 

If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If you aren’t able to get your money back, please call us at 800.322.2709 so we can help you.
 

Money sent with Zelle is typically available to an enrolled recipient within minutes¹.

If you send money to someone who isn’t enrolled with Zelle, they will receive a notification prompting them to enroll. After enrollment, the money will move directly to your recipient’s account, typically within minutes¹.

If your payment is pending, we recommend confirming that the person you sent money to has enrolled with Zelle and that you entered the correct email address or U.S. mobile phone number.

If you’re waiting to receive money, you should check to see if you’ve received a payment notification via email or text message. If you haven’t received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.

Still having trouble? Please give the Advancial Member Service Center a call toll-free at 800.322.2709  or get in touch through our support page.

 

Yes! They will receive a notification via email or text message.
 

Keeping your money and information safe is a top priority for Advancial. When you use Zelle within our online banking, your information is protected with the same technology we use to keep your bank account safe.
 

If you don’t know the person, or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle for these types of transactions.

These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk). Zelle does not offer a protection program for any authorized payments made with Zelle – for example, if you do not receive the item you paid for or the item is not as described or as you expected. Additionally, Advancial does not offer a protection program for any authorized payments.  Please ensure that you know and trust everyone that you transfer funds to as we may not be able to recover funds once they leave your Advancial account. 
 

Your email address or U.S. mobile phone number may already be enrolled with Zelle at another bank or credit union. Call our customer support team and ask them to move your email address or U.S. mobile phone number to Advancial so you can use it for Zelle.

Once customer support moves your email address or U.S. mobile phone number, it will be connected to your Advancial account so you can start sending and receiving money with Zelle through cuAnywhere online banking. Please give the Advancial Member Service Center a call toll-free at 800.322.2709  or get in touch through our support page.

 

Follow the steps on our how-to page to delete a token from Zelle in the Advancial app and online banking.