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Check it out.

We have the best checking accounts designed to fit your needs.

Check it out.

We have the best checking accounts designed to fit your needs.
Enjoy more benefits and fewer costs with a checking account from Advancial. All of our checking accounts feature no monthly service fee, debit rewards, free ATMs and automatic refunds if you're charged a fee at a non-Advancial ATM.
woman taking advantage of mobile banking

Ultimate Checking

It's just what the name implies--Ultimate. Minimal fees, maximum rewards. It's the best checking account around. Trust us, we checked.

Free:

  • Online Banking
  • Mobile Banking
  • ATMs
  • Account to Account Transfer
  • Checks
  • Remote Check Deposits
Apply for an Account Discover More Ultimate Checking Features
Teen with piggy bank

Dinero Checking

Manage spending and easily transfer funds to your child with a Dinero Teens checking account from Advancial.

Free:

  • Checks
  • Debit Card
  • Online Banking
  • Unlimited ATMs
  • Mobile Banking
Apply for an Account Discover More Dinero Checking Features
Man traveling with luggage

Inbound USA Checking

Designed for expats, Inbound USA makes it easy to switch your finances to the U.S.

Free:

  • Online Banking
  • Mobile Banking
  • Remote Deposit
  • Direct Deposit
  • Bill Payer
  • Foreign Transactions
  • ATMs
Apply for an Account Discover More Inbound USA Checking Features

Checking FAQ

  • Can I open a checking account without opening a savings account?
    No, your savings account is your share in Advancial.  It gives you ownership and voting rights at the credit union. A savings account with a small initial deposit of just $5 is required to access all of Advancial’s financial services.
     
  • How do I change my debit card PIN?
    To change or reset your PIN, call our PIN Now line at 1.888.891.2435 (U.S.) or 206.467.1552 (International) and follow the instructions.  You will need to have your card handy.  You can also visit us at any of our locations for assistance with resetting your PIN.
  • Are checks included with my checking account?
    All members receive one free box of checks per year. 
     
  • Does Advancial offer overdraft protection?
    Yes, Advancial Check Clear® is a courtesy overdraft program tied to your checking account. This service includes a $25.00 Insufficient Funds (NSF) fee which will be charged a maximum of twice per day.  We also offer free overdraft transfers from savings or a line of credit. To enroll in one of these services, please call 800.322.2709.

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We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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