COVID 19 Info: Drive Thrus Open - All Lobbies Temporarily Closed - Branch Staff Available by Email & Phone.

100% Financing Mortgage Program

100% Financing Mortgage Program

You don’t have to wait to save thousands of dollars for a down payment to purchase your first home with Advancial’s 100% Financing program.

Keep your savings for future family expenses and get the home you want with no money down and no costly mortgage insurance:
  • Perfect for first-time home buyers
  • No down payment
  • No Private Mortgage Insurance (PMI) required
  • Experienced Mortgage Lenders to walk you through step-by-step
house with a heart icon

We created this checklist to help you be better prepared for your home buying process.

 

Your Property  

  1. Copy of signed sales contract including all riders, if a home purchase
  2. Names, addresses and telephone numbers of all Realtors, builders, insurance agents and attorneys involved
  3. Copy of the Listing Sheet and legal description of the home, if available. If the property is a condominium, please provide a Condominium Declaration, by-laws and most recent budget
 

Your Income 

  1. Copies of your (and co-applicant's) paystubs for the most recent 30-day period 
  2. Copies of your (and co-applicant's) W-2 forms for the past two years 
  3. Names and addresses of all employers for the last two years 

 

To contact Advancial Mortgage, email loans@advancialmortgage.com or call 1.888.876.2328.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

Get the Latest News

20% down on a home myth

The 20% Down Myth

Are you desperate to own a home of your own?
Continue to Article
young girl painting a wall blue

Home Improvement Hacks

You don’t need to spend a fortune to give your house a new look this spring. Read on for a list of home improvement hacks and learn how to upgrade your home on a budget. 

Continue to Article
For Sale sign by mailbox

10 Tips to Get a Home Ready for Sale

Preparing to sell your home can be difficult. You have to create enough ambiance so that buyers can envision themselves living there but make sure it’s not so cluttered that all they see is you.
Continue to Article
Leaving Advancial.org
You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
My Loan Applications
You are leaving www.advancial.org and entering the Loan Applications site.
Continue