First-Time Home Buyer Program

First-Time Home Buyer Program

You don’t have to wait to save thousands of dollars for a down payment to purchase your first home with Advancial’s First-Time Home Buyer program.

Keep your savings for future family expenses and get the home you want with no money down and no costly mortgage insurance:
  • No down payment
  • No Private Mortgage Insurance (PMI) required
  • Experienced Mortgage Lenders to walk you through step-by-step

We created this checklist to help you be better prepared for your home buying process.

 

Your Property  

  1. Copy of signed sales contract including all riders, if a home purchase
  2. Names, addresses and telephone numbers of all Realtors, builders, insurance agents and attorneys involved
  3. Copy of the Listing Sheet and legal description of the home, if available. If the property is a condominium, please provide a Condominium Declaration, by-laws and most recent budget
 

Your Income 

  1. Copies of your (and co-applicant's) paystubs for the most recent 30-day period 
  2. Copies of your (and co-applicant's) W-2 forms for the past two years 
  3. Names and addresses of all employers for the last two years 

 

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.
 

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