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97% Financing Mortgage Program

97% Financing Mortgage Program

You don’t have to wait to save thousands of dollars for a down payment to purchase your first home with Advancial’s 97% Financing program1.

Keep your savings intact for future family expenses and get the home your family needs with only 3% down and available closing cost assistance2:
  • Perfect for first-time home buyers
  • 3% down payment
  • Pre-approvals available
  • Experienced Mortgage Lenders to walk you through step-by-step
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We created this checklist to help you be better prepared for your home buying process.

 

Your Property  

  1. Copy of signed sales contract including all riders, if a home purchase
  2. Names, addresses and telephone numbers of all Realtors, builders, insurance agents and attorneys involved
  3. Copy of the Listing Sheet and legal description of the home, if available. If the property is a condominium, please provide a Condominium Declaration, by-laws and most recent budget
 

Your Income 

  1. Copies of your (and co-applicant's) paystubs for the most recent 30-day period 
  2. Copies of your (and co-applicant's) W-2 forms for the past two years 
  3. Names and addresses of all employers for the last two years 

 

Download the Complete Checklist
To contact Advancial Mortgage, email loans@advancialmortgage.com or call 1.888.876.2328.

1. 3% down payment requires first time home buyer defined as no real estate owned in the last three years, otherwise minimum down payment required is 5%. Requires first time home buyer education course.
2. Closing cost assistance is available - ask your loan officer for details.
All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

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